Bad credit card records can be a loan to buy a car?

Bad credit card records can be a loan to buy a car? ,


Doubtful loan, the borrower cannot repay the loan in full
The execution, even if the collateral or guarantees, is also sure to cause a part of the loss, just because of the existence of the reorganization, merger, consolidation, mortgage processing and pending litigation pending factors - bad credit card records can be a loan to buy a car? The amount of loss, how much is uncertain, loan loss probability between the 50 � � � � -75 �.


Bad credit card records will directly affect the loan to buy a car. Documentary letter of credit is a bank to determine consumer credit qualification certificate, in order to reduce the car loan risk, for which the overdue repayment or default, banks will not refuse to accept the auto loan.

Credit card bad records will directly affect the bank car loan, advised consumers to eliminate the bad records - bad credit card records can be a loan to buy a car? In recent years, bank credit records shall prevail, if these two years of credit record is good, does not affect the car loan.

The recent credit record is good, and it is stable, have the ability to repay credit card record to car loans? In addition, the bank will consider, consumers can implement real estate mortgages or mortgage securities, collateral value is 60 of the loan amount, � � can.




1, to provide information to banks to provide true, my address, contact information must be accurate, change must promptly notify the bank;

2, the use of the loans to legal compliance, to the real transaction background;

3, according to their repayment ability and future income expectations, choose suitable repayment;

4, apply for loans to be doing, usually monthly payments should not be more than 50 of the total household income � � �;

5, carefully read the terms of the contract, to understand their rights and obligations;

6, to repay on time

, to avoid the bad credit record;

7, don't lose the loan contract and IOUs, for mortgage loans, do not forget to revoke the registration of mortgage repaid loans;

8, the early repayment should be one month in advance to communicate with the bank can handle.


Guizhou last year issued the students credit student loans 688000000 yuan
The news zero interest, zero Shoufu car loans need to pay attention to the problem