Automobile mortgage loan operation flow of twelve steps

One, vehicle selection: select their own models, choose a reputable company.

Two, customers identified models, decided to buy, purchase a car: fill in the application form for credit investigation, credit investigation and bank auto loan application form.

  (mainly to the bank, apply for loans and purchase a car dealer; and respectively to banks, dealers, insurance company issued capital adjustment 

  Check guarantee).

 Three, the bank approved procedures: entrusted payment authorization, authorized collection notice.

Four, to purchase a car contract: the formal purchase and sale contract signed purchase a car to dealers. And fill out the "consent", "guarantee",

   "Mortgage registration application form", "application" justice.

Five,Insurance: pay generation for.

Six,The qualified settlement, payment and related expenses.

Seven,Complete formalities for carrying vehicle procedures: purchase a car to provide "contract" identity card This account Marriage certificate. (Note: for car 

    And the mobile card)

Eight,The examination, handle the licensing procedures: vehicle detection field after passing to licensing, after examination5Working days to the Che Kwun license

   (and a temporary driving license and "examination" plate).

Nine,The guarantee agreement: signed loan mortgage procedures and to the Che Kwun mortgage registration. (leave the purchase a car invoices, motor vehicle registration with the original

   Member, driving license copy, the engine operation to do print collateral). 

Ten, A notarial certificate, passbook card, and a copy of the insurance policy at cards, insurance invoice.

Eleven, pay the maintenance fee: Che Kwun the road toll collection and the maintenance fee.

Twelve, for the vehicle driving license: for in the same vehicle licence.

●  Note for the record: units of vehicles to the traffic team collective management; personal vehicles, car owners have driving license with the driving license registration case 

   For the owners together, without a driver's license to the motor vehicle license registration address where the traffic team management.

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                                                               Hadron editor