Automobile insurance how to keep only the cheapest?
Created:
/Author:
Aaron Lewis
Vehicle insurance how to keep will be cheaper?
First of all, vehicle insurance must find a professional insurance agents, there is now a considerable part of automobile insurance is a car sales company or insurance agent in handling, this would involve a benefit, some customers down vehicle prices in the purchase a car dealer, because the pressure of competition, under the car dealer helpless, only give customers a lower price.However, auto dealers will also have a condition, vehicle insurance must have them to agent.So in the vehicle sales profit loss will receive some compensation, according to statistics, now the average selling a car, car sales company of about one thousand yuan in profit, such returns and previous 5000-6000 yuan reward is a world of difference.
Because the vehicle insurance car sales company and insurance agent or insurance company go through a single, so there will be a certain profit space, the car dealer or insurance agent will try various devices to keep a customer, in order to get the last piece of the profit.So now there are many smart people will purchase a car in the purchase a car and car business negotiation, said a friend do insurance, insurance by themselves responsible for the purchase, in order to avoid accidentally bought expensive insurance.
Now the car insurance because the Insurance Regulatory Commission supervision, disorder before the competition has been standardized, there is no secret, agency costs also have steadily declined, resulting in many insurance agency disappeared in this round of adjustment, but there is a small amount of insurance agents or car sales business with customers on the automobile insurance strange, big profits black heart.
In vehicle insurance, Ping An insurance as an example: if your auto insurance has expired, and you are in the other insurance companies, and now you want to insure safety car insurance, you as long as they meet certain conditions, Ping An insurance company can let you enjoy 10% renewal discount, while the original by other companies. The vehicle is unable to enjoy a preferential.And your vehicle if only in Shanghai area travel (500 km range province one-way), not to the field, it will have a 5% discount, if you love your car, only a person driving, you can specify 1 pilots or designated 3 drivers, you can enjoy a discount of 15%, if the in car insurance into the whole vehicle pilfer, and you have a garage, you can enjoy 5% discount.Last year, if there is no illegal records, no illegal privileges you can enjoy 15%.Last year, if it is safe insurance customers if repeated claims, if the claim amount exceeds a certain proportion of words, you will lose the renewal discount, if you have a professional insurance agents, he will give you the best advice.But the agency is generally not asked carefully, after all, premium to their advantage!
So, buy vehicle insurance is not an easy thing, but for an ordinary customer, is unable to know so much, so there will be a car sales agents and insurance policy agency policy customer large reinsurance happens, reason is that the agent sales professional knowledge and policy blindly pursue high profits, interests and not for the customer, the preferential projects not to the customer that, cause customers to buy high priced vehicle insurance, of course, the customer is not a fool, later will no longer continue to in the agent insurance.Some insurance agents cheat customer, premium does not enter the insurance company, only to the customer policy, detain the invoice, later as lost policy, invoice surrender, in order to retain the premium, but always live in a drum in the customer not danger situation, to be or get out of danger but claims without the door, then find the agent has already gone, but for customers is the endless troubles and compensation costs.
To sum up, buy vehicle insurance must be bought life insurance, choose a professional agent, to provide long-term high quality service for you, now many owners pockets filled with insurance card and insurance companies, professional agent's card, once encounter danger vehicles, the first and the insurance agent, asking how to report in order to obtain the maximum amount of compensation responsibility, because once identified, will not change the claim result, and ask a professional insurance agents may enable you to obtain more claim opportunity!
Pingan Insurance Suzhou two district aVehicle insurance hotline: 13913136449 Wu Ziliang