Automobile commercial insurance refund, with policies and invoices, the insured person holding my ID card, to apply for insurance companies can apply for refund procedures.

According to the present Provisions, according to the 1/365 law, the remaining days back the number of days of money. There are provisions concerning the surrender terms.

Deducting the past time corresponding to the standard premium premium, usually as the base monthly deduction (January January), now mostly paid premiums for base on a day to day basis (less than 1 meter a day).

The required documents:

(1) the original insurance policy

(2) insurance invoice

(3) the original insurance card

(4) the insured valid identity certificate (individual customers to provide identification, the company provide the organization code certificate)

(5) the bank card original (personal customers: the insured name for the personal account; customers: the applicant name bank account)

(6) fill out the "Insurance Endorsement Application Form" (provided by insurance companies, fill in the format specified by the local customer service hall: individual customers, customer signature signature

For example, your insurance days is 5 days, commercial insurance premiums totaling 4000 yuan, then surrender generally should retreat [(365-5) /365] *4000=3945 yuan