The recent TV drama "husband" hit, played by Wang Zhiwen Ouyang Jianzhi female - "baby bear" Miaomiao image win support among the people. A recent focus, "baby bear" regardless of Li Xiaoran's "little mother" in the purchase of a new car of the block, the drive out "show off", finally because of driving without due care and attention causes the traffic accident.

BecauseCommercial insuranceIs only effective in the purchase of the morning of the second day, the day you go crazy play "baby bear" caused the accident, insurance (and assured protection) company will refuse compensation, it is "bear" consequences must eventually paid for by its parents.

In this section, the only access to the front of the television audienceAutomobile insuranceThe "window period"; at the same time, also let the commercial insurance "window period" once again become the focus of.

The "window period" to pay attention to

The window period of insurance, as the name suggests, is a section of the insurance company does not claim time. Because the insurance as a product, a service, it is a time limit, in the starting and ending time. Therefore, the accident occurred in the insurance effect of time before, after, the insurance company will not compensate, all losses are borne by yourself.

Believe that, in many people's perception, as long as you buy insurance, you can rest assured to drive, in the event of an accident, the report claims. Therefore, the new car purchases on the same day the accident caused due to car owners and insurance disputes are not uncommon. Although in the purchase of insurance, insurance of the effective time explicitly written in the insurance contract, and the majority of marketers is special to the owners of the statement date. But most people in the subconscious will not consciously will ignore, still to buy time for the entry into force of the time.

For car owners, car insurance "window period" is very important. Like the "baby bear" Miaomiao, although she has to get a driver's license, but driving technology is not mature enough, and driving a car is not familiar with the performance of new car, driving risks. But this should be avoided in the car before the entry into force of the car is not, but because the elders of indulgence and self will cause an accident. Although the car is not too serious, but the nature of its behavior is underestimated.

Renewal is the "window period"

In addition to new cars need to pay attention to the window period of auto insurance, auto renewal still need to pay attention to the window.

Some of the owners in the car the renewal, often because of entanglements in auto insurance, insurance premium brand, and so on, which led to the renewal of delay, even a car advocate the busy and just forgot to renew. No renewal of vehicles on the road, just like the "streaking", if the accident, all claims by the owner shall be responsible for the expenses are.

Therefore, for the owners, in advance for auto renewal procedures is very important. On the one hand, can avoid the vehicle "off the security"; on the other hand, it can avoid the peak concentration renewal, reduce the "delinking insurance" trouble.

In addition, the new car will be needed before the strong risk of the insured to pay, so the car insurance is compulsory insurance than commercial insurance early days. And in the next, the owners in order to facilitate memory, will the insurance date reunification, which may lead to strong insurance to pay a few days off. If the cross strong insurance and insurance accident occurred during, owners will face buckle car, to pay double the premium penalty punishment. In addition, the insurance company renewal discount car owners will not be able to enjoy.

Insurance is one of the most basic elements of security vehicles, each vehicle owners must be taken seriously, so as not to lose the greater. At the same time, the driving technology is not skilled "baby bear", should not let the independent driving motor vehicle travel.

To "baby bear" when drive

Of course, to drive the unskilled "baby bear" when the drive is the premise of "baby bear" is legally obtain a driver's license. Give not obtain a driver's license "baby bear" when the accident happened during the sparring, business insurance will also decline.

Although today, the United States more and more young people, sixteen seven year olds from the TV series "running a car" in the "Highway 1" image more and more into the heart, this also let many minor itch for a try. However, the driving of vehicles in accordance with USA is different for minors, not blindly imitate.

In USA, 16 years old can apply for a driving license examination. American driving license examination by each state alone proposition, cross examination regulations similar to domestic law and after. After the exam is eligible, the applicant can get a driver's license (permit). However, the license is not a driver's license, can not be directly driving on a road. Want to drive, you must can in a formal licence and was accompanied by 21 years old driver.

But at home, ready to get a license, the traffic regulations training and after passing the examination, must have license for special vehicle driving training is training in the specified location, hours after repair by test to get a license to drive in the road. In the absence of a license case to drive a motor vehicle on the road, even if there is a licensed accompanied by an adult, can still be identified as "driving without a license".

Securities Daily trainee reporter Yin Lihang