Auto interpretation

Insurance should be how to buy? What kind of insurance do I need?
You still buy insurance on the road unsuspectingly, have a superficial knowledge of?
In fact, car insurance is very simple, it is safe for your support!

Writing in the front, the non defense deductible

Pengcier copycat accident or deliberate

Procedures / incomplete documents (black)

During the period of crime and drunk

Repair, maintenance, requisition, confiscation, stolen during the

Compulsory insurance

The state must buy!

When there is a responsibility: Three party property damage
The maximum compensation2000Element; The three party medical expenses
The maximum compensation10000Element; Three death and disability
The maximum compensation110000Element

When no responsibility: Three party property damage
The maximum compensation100Element; The three party medical expenses
The maximum compensation1000Element; Three death and disability
The maximum compensation11000Element

Note do not include the car, the driver, the car's personal and property losses.

The commercial third party liability insurance

Main function: Damaged or injured people, others use. (compensate others use)

The insured amount: Limit of indemnity from the5Million to5000Million yuan; Peace proposals50Million yuan, chase100Million yuan, struggle200Million yuan

To compensate free common

This car casualties and vehicle damage

(staff car insurance for the car.)
(CDW is responsible for his own car)

The accident responsibility franchise

The purchase of "non deductible" against this part of the deductible.

Important claims equipment

Peace owners call

(other insurance for their own insurance company)

Documents are

His papers Be a certificate Both sides confirmed the accident responsibility confirmation

The vehicle damage insurance

Main function

The insured amount

To compensate free common: The additional risk responsibility requires a separate purchase additional insurance; Vehicle depreciation car his old (vehicle depreciation part without compensation); The highest accident responsibility franchise15%(buy"Non deductible"Against this part of the deductible); Unable to find a responsible person30% deductible(non defense)

Important claims equipment: Peace owners call(other insurance for their own insurance company)

Additional risks Che Sunxian part (the need for separate insurance)

Breakage of glass

Automotive glass is shattered when using foreign objects individually!
Such as accidentally flying stone crushing

Body scratch damage insurance

Body paint scratch compensation alone,
Recommended to buy the crowd: new car owners and perfectionist!

Penalty:2000, 5000, 10000, 20000Four gear

Spontaneous combustion risk of loss

The burning loss and rescue occurred for their own reasons
The reasonable expenses, each compensation20%Absolute 免赔率 ~
(buy"Non deductible"Against this part of the deductible)

Wading vehicle damage insurance

For automobile wading resulting in engine damage.

Matters needing attention:Spontaneous combustion vehicles to find the traffic police uncleAndThe uncle,The insurance company to fireOf the accident issued as payment basis.
Modified Master note: small change, big change (not ahDon't change the oil circuit, circuit)

Whole vehicle pilfer

Main function: Pilfer is a mobile garage!
Stolen, Bei Qiang (the police found2MonthHaven't found)
Loss of vehicles stolen, robbed in the process of the. (smashed windows, open wire)

To compensate free common: Non full car robbery, only the car parts or ancillary equipment stolen.

The original configuration and component loss (modified car lost according to the original factory car.); Not lose (lost a deductible increase0.5%)

The original car keys cannot lose (lost deductible increase0.5%)

Important claims equipment: Peace owners call(other insurance for their own insurance company); Public security departments at or above the county level registration certificate (to the public security department that lost two months had not found)

Passenger liability insurance

The main responsibility: The driver's seat insurance claim for driver; Passenger insurance claim for passengers; The maximum compensation limit determined in consultation

Common liability exemption: Pull the black live, intentional behavior

Important claims equipment: Peace owners call(other insurance for their own insurance company); The personnel on the car. '; The personnel on the car's proof of disabilityAnd expenses

Non deductible clause

The basic insurance, non deductible clause: For the basic insurance non deductible clause,
The basic risks independently of each other, can be insured, and suitable for different rates.

Additional insurance, non deductible clause: Applicable to the additional risk of non deductible clause, the clause global existence,
It covers all additional risks.

Shenyang insurance consulting Tel: 13614052711 Mr. Wang