The floating Shenzhen Juxian rate, has recently attracted much attention. Last year's accident, directly affect the second yearsInsurance premiumUse. There are very worried Shenzhen novice, this year out of four times, continued will increase the number of time pay insurance cost?The insurance feeHow to calculate?

Now, all insurance fee floating rules are different, and as far as Shenzhen is concerned, the premium will be according to the number of accident and floating. For three consecutive years and above without loss, the lowest discount 50 percent off premium can enjoy; out of one, then second years can enjoy 30 percent off preferential; three out of about 10%, premium floating; out of four, will rise 30%. With the claim number increase, the premium increases continuously.

In addition, the Shenzhen insurance premiums floating, is also related to traffic violations, the retrograde, red light running, speed 50%, more than three times each, the premium will rise 10%, driving without a license broke surface 30%. Therefore, the owners should pay attention to, obey the traffic rules, avoid violations is also very important, not because of these mistakes affect next year's premium.

Cite a simple example, a two hundred thousand car, and several basic commercial insurance, for example: Car caustic danger, staff car insurance, carPilfer, third party liability insurance and non deductible clause, premium in about 4500 or so, the three car be or get out of danger, the floating standard calculation, second years of premium is 4500*1.045=4702 yuan, if out of the four to 5557 yuan, to 855 yuan more than three times out of fourth, so obviously, if the accident repair costs less than 855 yuan, can not require the insurance company claims, their repair is more cost-effective.

"Bad luck with the novice, poor my first year out of four times. BeThe insurance companyNotice, second years of renewal fee to increase 1000 yuan! Did not know that there is such a big effect ah, how will change an insurance company? Premium will be less?" Shenzhen owners Mr. Wang, because do not know until the accident will lead to the next annual premium increases, so Mr. Wang every time a little accident, will notify the insurance company. Didn't expect to increase more than 1000 yuan over the previous year renewal time, so Mr. Wang consider, if a company, the premium will be less?

Here to remind you, Shenzhen vehicle insurance information network is, out of four time already can not avoid the premium increases, so do the owners do not put in fluky psychology, drive carefully, good driving habits are very important.