Zhengzhou cross strong insurance insurance: Zhengzhou cross strong insurance insurance insurance company, I often encountered in many cases do not claim. In order to owners of the security and claims smoothly, I summed up the following eight points, or even to buy insurance, not to protect the loss after the same. 1 overload, no license car 出险 not. Once the accident and overload, the insurance company can overload as the reason for the refusal. For driving without a license or driving license expires, the insurance company can also be a refusal. 2 drunk driving is not. Because of drunk driving has certain moral hazard, insurance companies generally will be included in the franchise in drunk driving. However, after a domestic property insurance companies launched drunk driving insurance, but questioned the pampering drunken driving phenomenon. 3 driver has not examined does not. In accordance with the provisions, the driver is not examined, open the vehicle belongs to the unqualified vehicle, the insurance company can according to insurance contract to reject any claim. The 4 annual without danger vehicles not. According to the contract of insurance, insurance applies only to eligible vehicles, the vehicle can not part of deemed unqualified vehicles, in this case, even if consumers on the insurance is white. Consumers must be timely inspection, otherwise all compensation includes automobile physical damage insurance, three party insurance, will by the consumers themselves. 5 parking fees in the lost car, scraping is not. Because in accordance with the provisions of the insurance company, all vehicles in the parking fees or business repair plant stolen, shall be borne by the units in charge of compensation, the insurance company is not responsible for compensation, but can pay compensation, and compensation to the charging unit. Therefore, driving