Among them, the main risk mainly includes the loss of vehicle insurance and third party liability insurance.

Additional risks include the following categories: whole vehicle pilfer, vehicle liability insurance, no fault liability insurance, liability insurance, cargo vehicle windshield glass breakage, the vehicle to stop loss insurance, autoignite loss insurance, increase equipment damage and non deductible special risks etc..

A, the third party liability insurance is the insurance must be insured, is the "highway law" provisions of the compulsory insurance. To test whether the third party liability insurance in the vehicle licence, the new. Other insurance is voluntary insurance insurance.

B, whole vehicle pilfer, vehicle cargo liability insurance, the windshield glass breakage, the vehicle to stop loss insurance, autoignite loss insurance, increase equipment loss insurance are additional risks loss of vehicle insurance, must insure the vehicle damage insurance to cover the additional insurance.

C, vehicle liability insurance (refers to the personnel on the car, the driver and passengers) is the additional insurance third party liability insurance, third party liability insurance must be insured to the insured vehicle liability insurance (refers to the personnel on the car, the driver and passengers).

D insurance, non deductible special risks, must at the same time the insured vehicle damage insurance and third party liability insurance.