Looking at the street car to car to, as a car owner, if you want to have a car of his own. Increasing congestion of road every hour and moment not to those that love the car and no car fans friends tell -- "now the car is not what rare thing, is time to own a car"!

Believe that a lot of people can not stand the temptation, have chosen a loan to buy a car, to enjoy the car owners chang! But for a loan to buy a car, still have a lot of people think that "spend tomorrow's money" to consumer, really did not mind a bit late. So what if you can loan purchase a car? If the choice of what kind of loan do the purchase a car at the end of the year? How do we can estimate your own ability to loan to buy a car?

At the end of the year to purchase a car the most effective investment?

Now immediately to the end of the year, must have a lot of friends in the plan to purchase a car at the end of intention, as we all know, the end of the year is also the biggest spending, go dear friends, parents, which do not need to spend money. If you are a nine to five earners, the general income, but also loans, although you personally or parents have the ability to help you out loans Shoufu, but at the end of the peak consumption period, will inevitably be a car loan mortgage pressure breathless. If you are a businessman or investors, although there are some cash on hand, have the ability to the entire paragraph car. But if at the end of the year when all the money will be invested into a car, it will make your investment income reduce many, but the Spring Festival will also greatly reduce expenditure.

Near the end of the year, whether to choose what kind of loan is most appropriate? The author thinks that Changan Ford new Carnival recently launched a "new model of delay repayment loans loan purchase a car" is suitable for the end consumer, if you buy the new Carnival now, before three months without repayment, this calculation down, do not delay you plan to purchase a car, can enjoy life before the car, but it will not affect the your Spring Festival consumption plan, even the Christmas, new year's day can enjoy the life of car, you can also use other short-term investment amount of money. Three months later, basically is 2 by the end of next year or in March, when the Spring Festival early owing on the loan, then consider problems is not late.

Whether I'm right for a loan to buy a car? The author as you calculate pen Zhang

But, after all, loans to buy a car consumption in advance, if the plan is not good, even if short-term to enjoy, may also affect the future life. So we consider their income level is suitable for car loans? We may wish to be a subsidiary ledger, I have a friend, 28 years old this year, just married, no children, family average monthly income of 8000 yuan, the monthly mortgage 2000 yuan, nearly 80000 yuan of bank deposits, loans to buy a car about 100000 domestic car. In cases like this, I think it is entirely a loan to buy a car. Select the new Carnival "delay" owing on the loan scheme, only need to pay 16800 yuan Shoufu, also save before three months owing on the loan, not only can live life to the fullest spring festival. The rest can be used to purchase funds or other investments, this part of the funds each month will also generate an income. And the household income of 8000 yuan, start owing on the loan even after three months, every month with 4000 yuan for the home and car loans, deduct the car and daily consumption, can also be a part of the deposit, it basically does not affect the quality of daily life. Lending out money, as long as there is a reasonable investment channels, ran the bank interest is very easy, it can reduce certain risks and repayment pressure, but also can advance the car owners to live. So if you have a fixed deposit of about 80000 to about eight thousand, family monthly income, then can choose the loan to buy a car. Believe in case the friend, will bring you a little inspiration.

How to evaluate whether the loan to buy a car, purchase a car to the end of the loan? In fact, this problem is on personal income of Finance and a future consumption plan very test. If you are sure of their own money on the comprehensive strength, then the loan to buy a car, not only allows you to reduce the pressure on liquidity, but also ensure the continued to benefit other investment. Car loans in the current view is more and more popular, this also is a kind of consumption concept of progress. In fact, if planned properly, so we can easily use tomorrow's money today provide us consumption and services, let us advance to enjoy.

Interested. Please visit the official website: the new Carnival

 Http://www.ford-fiesta.com.cn/