All risks insurance in is what meaning

Auto insurance is divided into primary insurance and additional insurance two kinds big, the additional risk can not be independent insurance. The basic insurance for the third party liability insurance, including the loss of vehicle insurance and compulsory liability insurance (hereinafter referred to as cross strong insurance); and additional risks include whole vehicle pilfer, vehicle liability insurance, no fault liability insurance, liability insurance, vehicle mounted cargo drop breakage of glass, the vehicle to stop loss insurance, spontaneous combustion risk of loss, new risks loss of equipment, non deductible special risks. The relevant departments of the state compulsory insurance is insurance mandatory requirements.

See here you dizzy, we never mind below will turn for you to explain some of the vehicle insurance for your car is how to protect.

Compulsory liability insurance (hereinafter referred to as cross strong insurance): this insurance and third party liability insurance is similar, also after the accident compensation to the victim (not the insured and the car personnel) a kind of insurance, but compared to the third party liability insurance, compulsory insurance payment amount is low, when you purchase best buy insurance and third party liability insurance to help, so as not to damage the interests of.

The third party liability insurance: simply say that you drove into the others, the direct loss impact of people or casualties or property, then the insurance company will according to your third party liability insurance amount of insurance compensation. In general, the third party liability insurance in the insurance company has 50000, 100000, 150000, the amount of insurance, but the limit is 10000000 yuan.

The vehicle damage insurance: the insurance the simplest and best understood, if your vehicle after the accident, if you don't want to give their car to car, you have to buy this insurance.

Whole vehicle pilfer: as the name suggests is the vehicle in the loss can be obtained after the insurance company claims, but may not be full compensation, can only get 80% of the price of the vehicle insurance, especially if you lost the car keys, you can only get 75% payment.

Vehicle liability insurance: the vehicle after the accident happened, if the vehicle or goods from damage, so the vehicle liability insurance comes in handy, it can claim your insurance company.

Breakage of glass: automotive glass is often the most vulnerable is the car the most easily damaged parts, the insurance for the vehicle glass design, also provides compensation only for automotive glass. The insurance of the insured, the insured according to the models will have a domestic glass and imported glass division, generally imported cars will insure imported glass breakage.

Spontaneous combustion risk of loss: This is very good understanding, spontaneous combustion vehicles after the accident, the insurance company for compensation, but compensation is the premise of non product problems and its own did not change the vehicle circuit.
Non deductible special risks: simple said this insurance, your vehicles can receive 100% of the insurance company to pay.

The above is the major insurance explanation, hope you can understand. In addition to a basic risks mentioned above and additional risks, there are some new insurance, such as wading insurance and so on, but these are the additional risks when insurance, owners can choose.

These insurance really each insured have? In fact, when some insurance does not cover every time are insured, in general, as long as your car insurance: insurance, third party liability insurance, car insurance, pilfer the insurance, then can get on the road, even also is not afraid of the accident.

But even so, I still suggest you in more than two insurance is a glass breakage alone and non deductible special risks, so your car any part not only in the accident can be obtained after payment, but you needn't pay a penny more than their own, so the relative saving your large overhead. And about how to choose the insurance, but also the related article introduces us before, you can understand.