Have no desire in Japan to buy houses, because that will return to life. In Japan, once the house to buy, even an hour ago to buy, one hour after feel bad to sell, it will become a "medieval" (old) even though it is new, the price has not one hundred yen thing. So, not to catch the good opportunity, but not the sale of the house, just an ordinary people, is not such a buying and selling. Another reason, Japan's inheritance tax is very high, if you purchase a house, once went to the next generation, to pay 60% of the estate tax. Therefore Japan always have to send two, the housing advocates, advocates lifelong rental housing. That loan a word is often said, bought a house after three generations, the house would not. Bought an apartment with three generation are not used, No. Those all over the inheritance tax. (say, the Japanese house with domestic different, bought, who is your last name, not what life said.)

If it were not for children with longer, or not because recently the Japanese economy in the post World War II and a low, prices plummeted, I think I still wouldn't have bought the house. A month ago, home received "immovable property" (developers) to single propaganda. This list recently abnormal, but this one caught my eyes. This place and now I live very near, a year before the price sold 47000000 houses, now down to 41000000 (no fee). According to the Japanese general way, really want to buy it, there are about 2000000 immovable property will let the. That is about 39000000, and this area has 95 square (the area is different, and the domestic will never put the public part of the area to the person's head, is real own area), so this is I have not seen in more than ten years at the tokyo.

More main reason is, the house the children need not transfer, which is one of the most attractive reasons. And falling house prices, from this year began to rise only or not accustomed to, and cannot be the real reason I must. Calculate now rate and loan monthly home housing monthly to pay the costs, only three, fifty thousand of the gap between the. Can accept. Then a thought to have a look of the house.

Went to see the house on a Sunday, building public facilities good, parking facilities, 24 hour administrator, have Coffee angle, give pet take a shower room, a music bar (with a variety of musical instruments for children to practice, this is the charge of using two hundred yen an hour, because the night after 9 is not. The piano at home this is disturbing behavior, but here, here is completely soundproofed equipment. For without instrumental children here is really a good place.) Room of the hood and cabinets and induction lamp also meet my requirements. According to the requirements of children, if not buy a single building style, is the apartment he wanted to live on the first floor, the reason is a building with a courtyard, he will raise a dog (puppy in Japan in the future is not stocked apartment in the yard, because people, only in the yard around). And I, also hope to have a yard, can be more flowers. So the target in just one floor of the house. Have a favorite, but think the lighting is not ideal, with the agreed price, the other is a truce, the final 36000000 transactions. Of course there are some related fees to the other added, there are about 2000000.

See from the attitude of the other party, the Japanese economy is really to the bottom, in the last year, so the price is no room to negotiate. So, decided to sign up to pay a deposit. The next loan formalities. In Japan these procedures generally are immovable total contract, this is also part of fees included.

At that time all more or less the same, but appeared in problem loans. This let me once again appreciate the Japanese for "reputation" two word loyalty.

Because it is Chinese, when abroad, there is no domestic taxes, so the concept of tax is not very clear. Japan has more than ten years, also has been the foreigner, the tax is not very concerned about the. Associated with the visa income tax category, since is clear, never forget, and visa independent will not mind. The occasional reminder to remember not to pay, but because of the loose habits, often together one delivery. Always be accustomed to, is not no pay, just for the free and easy. The loan was rejected, problems appeared in the.

When was the first bank to inquire after, reason: not to pay the people of Tokyo residents tax tax. (live in Tokyo to pay such expenses, if it is other city county county tax, but the price is not the same.) Listen to this, busy to ward (district government) to pay.

But the first bank's success or not, is a foregone conclusion. Immovable party got second, will pay the tax and pass, but once again met with rejection. The first to credit, that is less in this procedure, examination and approval over, in Japan is not possible because back on again to change the number of down the result, this is common sense. But second times of rejection is common sense what I know, what is unexpected. So to the immovable property to ask, why? Answer, because pay (the house after the signing of the only pay), the bank may believe that as citizens tax is the basic, supplementary, there may be because only pay for the purchase, it has let a person can't convincing local lenders integrity.

The answer is satisfactory, it is after all, living in Japan for more than ten years, fully understand their way of thinking. Also think that no ground for blame, right. But he is a foreigner, the tax important what deep to geometry is not clear, after all, a loan or for the first time. Rambling, caused the consequences for me. However, foreigners in Japan to learn the right, is also a kind of harvest.

Move the real thoughts, and when housing prices plunge, is certainly not so give up, now back end, does not affect me to buy a house to house. In writing this blog before, in the Internet to see three houses away from the children, schools also not far, so in the online wrote letters of appointment, thought to have a look. Not broken into the letter about three, five minutes, two still had made call to home, a strike tomorrow to see; a scheduled for next week. To be honest, I was surprised again, the Japanese business service productivity is have the experience, but so quickly, but I have not met for many years. It seems even more than ten years, for Japan, I still have too many do not understand, also can live to go (back), learn to go.