Since we know that there is a America old lady ahead of buy a house to enjoy the story, advance consumption mode of capitalist consumption was immediately we get up, and follow the youmoyouyang, house in advance loan occupancy, the car can also direct loans, feel the house car brings to life the happiness.

But there is a group of young people, bold and rough become mortgage slaves car mortgage slave, it seems extremely scenery, actually eat the meal and ponder, meal, will himself into a mixed drink family "". Some people are more reluctant to rent the house, he still rented house to live in, and the car is because swagger forward oil prices embarrassing stopped into the garage. Thus whether a car or a house, people also need to polish eyes, good analysis, to look at life, learn to live with the economist's mind. Not to say that can not enjoy American old lady that ahead of the happiness, but to be optimistic about the "loan" home behind the payment pressure can not afford to support.

We talk about the car, the vehicle purchase tax can often price promotions, the partial remission, greatly stimulated the enthusiasm of citizens to buy a car. Banks, car dealers to seize the opportunity to vigorously expand the car loan business. For a time, car loans, credit card to buy a car, "low pay zero interest rate" to purchase a car people see things in a blur. Now purchase a car loan channels including banks, auto finance companies, small loan companies and consumers all to throw the olive branch, so many ways in which the loans are the most cost-effective?

Auto loan business because of high profit and low risk, the insurance company Judaixian been stopped after the slump, many banks closed the business. However, once the market downturn and the car city hot, since the beginning of 2008, many banks and to vigorously expand the car loan business, and loan threshold in the continuous decrease in.

Years ago a friend is in the form of loans to buy a car, Xinle Chi, looked when she drove the car to show me to her "loan" and nervous about, but to listen to her talking with Xinle following the launch of the new GMAC policy to buy the car, Shoufu only 8800, the monthly repayment of 600 can be, her monthly income of more than 3000 points although the day slightly tight, but also not to their own life into the abyss, also be assured her, and talked about a loan to buy a car the way.

The traditional car loan business, choose "direct style" business customers to the bank after the first loan to buy a car; for "- type" business customers to choose the car, and then by car dealer to apply for loans. Credit card installment business, China Merchants Bank, China Construction Bank has carried out. This kind of low threshold but only in designated car business cooperation. Consumer loan business, as long as the real estate collateral in the bank, you can get a loan with a loan to buy a car, can be used to. Credit loan business, to carry out the major at Standard Chartered, Citigroup and other foreign banks, as long as there is a stable job for wage earners, to get a loan for consumption.

While the Chevrolet spark used GMAC mode refers to the automobile financial company, relative to bank loans for lower interest rates, the duration of the loan and the first payment was better than the bank, also get more young gens pursuit and love. Rely on their own to buy a car and bus friend farewell or very happy, and in her side led a number of ready to colleagues, the young is good ah, look at the company downstairs several vehicles parked in Xinle Chi friends call, said with a smile: "we like to Le Chi advertising".

Oh, is this new loans to the restless heart, but the banks industry financial personage to say, should be considered in the application of car loan, in addition to considering the loan interest rates, down payment and other factors, also should compare the loan period, fees, early repayment Shouquweiyaojin. Hand. Want to enjoy everyone should consider good oh.