A student loan

  

Zhongnan University of Economics and Law finance policy

Zhongnan University of Economics and Law grants quiz

A school for poor students, has taken measures to help?

College enrollment, tuition system reform, the family economic difficulties students problem is always the focus of the society. To help students from poor families to complete their studies, need the support of perfect funding system.

Over the years, our school attaches great importance to poor students funding, increasing funding for students with financial difficulties, the intensity of work, including the establishment and improvement of national scholarships, national student loans, work study, special subsidies and fee remission (referred to as: "award, loan, help, fill, anti subsidy policy system") diversification as the main body. To achieve the "to ensure that every student is not because of financial difficulties and drop out" work objectives.

Two, the school has in the new time"Easy Access"?

Yes. In the new period of registration, the school for poor students do not pay tuition and temporarily opened "Easy Access". The channel to help them deal with entrance formalities. Through this channel to complete the formalities in journal to students, the tuition is only delay, not the tuition waiver.

Three, students apply for Easy Access need to have what conditions?

1, obtain the qualification for admission in the report period, the family economic difficulties students.

2, there is in accordance with the provisions of relevant proof manual eighth.

3, the new station Easy Access staff review identified as the family economic difficulties students.

Four, according to how the new procedure for Easy Access?

The new person to submit a written application, the college leadership after the signing of the audit, to "Easy Access" point to register as freshmen.

What five, students began to apply for a student loan? How to handle?

1, new lending organizations usually work in October. Please pay close attention to my school "students" information network.

2, students can apply for loans, current and future for several consecutive years of loans disposable application, but can not apply for the loan.

3, students apply for loans, must first submit a written application, through the counselor or teacher that was submitted to the college. At the same time, please prepare the loan data necessary for college notice, fill out the form, with the necessary formalities.

Six, the application of national student loan should have what conditions?

1, with full capacity for civil conduct (under 18 years of age should be the legal guardian consent);

2, honest and trustworthy, law-abiding, no illegal behavior;

3, learning achievements hard, can finish school;

4, in school period income is unable to pay the school required basic expenses;

5, abide by the provisions on bank loans, to fulfill the obligations;

6, the applicant meets the banks "loan general" under other conditions.

Seven, the application for the national student loan, what materials need to be prepared?

1, the student ID card copy;

2, the student student ID card copy;

3, I am "national student loan application";

4, to meet the requirements of the "family economic difficulties proof" or "family economic situation questionnaire"

5, parents ID number data.

6, students under 18 years, must provide the legal guardian of ID card and a copy of the written consent of the loan certificate.

What is the eight, difficult to justify and "family economic survey" requirements?

Difficult to justify and "family economic survey", is supported by the application for loans and other necessary, important material.

Table: http://xszz.znufe.edu.cn/download.asp download link

Students must pay attention to the nature and level of certifying authorities provided that:

1, the original household registration students in rural areas: that must be by the township, town level and above (including Township, town) issued by the government or the civil affairs department.

2, the original household registration in urban students: that must be a street level and above (including street office) issued by the government or the civil affairs department.

3, special remind: according to the regulations of bank, a certificate issued by the enterprises and institutions, state farm, neighborhood and other non designated departments is invalid.

Nine, ask the students through loan loan to how much money?

According to the relevant policies, national student loan loan and living expenses including tuition loans. At present, the banks only for tuition loans. The maximum loan amount is not more than 6000 yuan / year. The number of student loan ratio of less than 20%.

Do not apply for the loan of ten, when the new school, later can also apply for loans?

Sure. During the period of school students, if the family economic difficulties, can apply for a student loan.

Eleven, the national student loan Is it right? Need material assets as collateral?

Credit for student loans student selection under the new mechanism, is not required to families of students physical assets as collateral.

Twelve, the national student loan interest calculation?

National student loan is a discount government loan. Specifically, the loan interest is divided into two parts: during the period of school interest paid by the national finance, graduate students have interest on the loan is paid by the students themselves. Interest calculation method can also see our "student aid network".

Thirteen, does the bank owing on the loan in time is how the provisions?

According to the regulations of bank second years after graduation, students start owing on the loan, repaid in 6 years after graduation. This provision, can choose the loan scheme. Students family economic conditions can apply for early owing on the loan.

By fourteen, the loan application approval should also pay attention to what?

The loan application is approved, the student must also signed 1 continued lending IOUS and bank every year. If a year did not fill out IOUs, deemed to have waived the right of loan. Students fill out loan note is the student with the inter-bank credentials.

Previous students ignore every year continued link fill out loan IOUs, think that as long as the loan contract signed a year, can automatically obtain loans. This misreading bank rules caused a year tuition payments difficulties in my situation, I hope the students pay attention to avoid.

Fifteen, do not also loans students will face what kind of consequences?

The loan student deliberately escape bank debt, not according to the repayment responsibility loan contract, the bank loan risk, the bank with the relevant departments will adopt creditor protection measures, credited to the bank credit record system, when necessary, announce to the society, at the same time, in accordance with legal procedures to recover loans.

How sixteen, school work study aspects of the situation?

Work study is that students use their spare time, to obtain economic returns through legitimate labor activities. For the protection of labor rights and interests of students, the students' work study activities are mainly the college work study form, off campus work study activities will gradually expand at the appropriate time.

Seventeen, the application of work study students should have what conditions?

1, abide by the school after school, moral character;

2, academic eligibility, health;

3, the family economic difficulties;

In 4, a post specialty is preferred;

5, outstanding achievement is preferred.

Eighteen, what time, how to apply for school students part-time jobs?

Schools usually set school organizations part-time jobs recruitment in December each year. RecruitmentInformation published in the "student aid network".

Students see the recruitment notice, to institute a "application form" work study, fill in after school to college; according to the economic status and grades students were stamped; Student Loan Center organized labor units according to the post recruitment demands.

What is nineteen, the school part-time pay standards?

Campus part-time compensation principle for 8 yuan / hour, no more than 8 hours per week, monthly pay is highest do not exceed 256 yuan.

Twenty, the school campus work study students how to safeguard the legitimate rights and interests?

1The student loan center, School of special management department, responsible for coordinating the management of student financial assistance with all aspects of the business.

2Students have the legitimate rights and interests, demands, can be solved by the employer or the special management department.

3Students, labor remuneration, directly allocated to individual account funds by student card, no intermediate links.

Twenty-one, students can get off campus work study jobs through what channels?

1, the student financial assistance network released in a timely manner outside the job information, students to contact and negotiate with the recruitment unit.

2, students can directly with the external unit and individual connection posts, are part-time spare and holidays.

3, special remind: off campus work study positions have certain equity risk, students should enhance self-awareness of prevention.

Object twenty-two, who belongs to the special difficult allowance?

1, parents, students could not be effectively help;

2, parents are laid-off, the per capita living on less than 240 yuan;

3, at the old, less, side, and poor areas, and the family economic difficulties;

4, other special difficulties.

How much is twenty-three, special difficult allowance subsidies standards?

Special difficult subsidies standards for 150 yuan per person per month. The number of months of provisions issued each year: ordinary grade each year by 10 months of plan hair (2, August not hair), graduating in 9 months of the year plan hair (2, 7, August not hair).

Twenty-four, special difficult allowance recipients in proportion to how much? Assessment of what is the procedure?

A, special subsidies helped students proportion is 6% of the total number of students.

Evaluation of B, especially the difficult subsidy program:

1, school usually in September each year issued this year special difficult subsidies assessment notice.

Conditions in line with the 2, after receiving the notice shall file a written application to the college students.

3, the organization of the class of democratic appraisal, determine the shift allowance list.

4, the school after the audit publicity for 3 days, and sealed by the college leaders signed after the newspaper funded center.

5, funding center comprehensive review and focus on the campus network publicity for 1 weeks. Without objection submitted to the school leadership for approval.

Agree 6, school leadership approval, funding center feedback information to the school, at the same time clock to school finance.

Twenty-five, there is a temporary difficulties the students how to do?

The following conditions during the period of school students, can apply for temporary subsidies.

1, suffered accidental bodily injury accident, or sudden acute disease, the family is unable to pay the corresponding fees.

2, due to natural disasters or support the serious injuries, suddenly die, their economic sources of temporary difficulties.

3, non personal reasons causing personal belongings students have suffered great loss due to effects of students' basic life.

4, other causes of student life economic sources of temporary difficulties.

How much is twenty-six, the students of temporary subsidies subsidies standards?

1, as the case of students from 10 days to 30 days the necessary living expenses for the degree.

2, the amount of subsidy according to the school where the minimum cost of living standards, the implementation of 240 yuan / month.

3, to the special circumstances of the students by the school temporary subsidies, a separate study, discretion.

Twenty-seven, students can apply for tuition fee remission in what circumstances?

Students with special financial difficulties, meet the following conditions may apply for the exemption of tuition:

1, the revolutionary martyrs children.

2, parents are dead, there is no economic source of orphans.

3, the western development project funding object. According to the Ministry of education regulations.

Twenty-eight, what is the social assistance?

Social fund refers to the non donations to the school or the non government funded projects, to help poor students to complete their studies.

It is enthusiastic in public welfare undertakings of social groups or individual investors to help the family economic difficulties students charity activities.

Twenty-nine, the students how to learn social assistance information?

1, the social assistance information from the school funding center unified master and announced.

2, the school according to the donor's wishes, through the campus network announced recipients to determine.

Thirty, the social assistance project recipients is how to determine?

1, the social assistance project, to put forward specific conditions is an important basis for.

2, the student loan center according to the donor will develop to the recipient objects.

3, college poor students subsidy according to evaluation method and program funding object.

4, the student loan center organization submitted to the relevant leaders to review and tabulation issued to the student account.

Thirty-one, what is the national student scholarship?

The national student scholarships, national scholarships and grants together. Is the project supported by the state funded for full-time in the school students in the specialist of students from poor families.

National scholarships and grants and awards family economic difficulties and learning achievement is outstanding person. State grants are funded students from families with particular economic difficulties.

How much is thirty-two, the National Student Scholarship subsidy?

National scholarship grant amount: 4000 yuan / year /.

The national grant funding standard: 150 yuan / person / month; every 10 months.

Thirty-three, apply for national scholarships should have what conditions?

The application for the national scholarship students must meet the following conditions:

1, love the motherland, support the leadership of the party, honest and trustworthy, moral quality.

2, conscientiously abide by the Constitution and laws, to obey the school rules and regulations.

3, poor families, simple life.

4, an excellent grades at school, the school was named "outstanding student".

5, the new year to participate in college entrance examination and first choice to fill my school, my school admission score is higher than the average in the local.

Thirty-four, apply for state grants should have what conditions?

To apply for state grants students must meet the following conditions:

1, love the motherland, support the leadership of the party, honest and trustworthy, moral quality.

2, conscientiously abide by the Constitution and laws, to obey the school rules and regulations.

3, study hard, positive and motivated;

4, the family economy is especially difficult, simple life.

Thirty-five, the students what time, where to apply for state scholarships?

Usually in September each year began to accept the national student scholarship. Specific information please refer to "student aid network".

In line with the conditions of the students in the notification, the college counselors to present an application in written form and explain the grounds for the application.

           
Zhongnan University of Economics and Law student loan management center
                
Two thousand and six years in June 20th

 

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