In the second-hand housing sales growth, reflected in the small Taoxing housing sales growth, performance for affordable housing, affordable housing sales growth. For this kind of phenomenon, explain what? One is the earlier to enter the real estate investors have seen the real estate market will have overall downward price adjustments, so they will lend to the real estate sales prices to rebound the fastest way to escape from the real estate market, in order to avoid locked in depth. Therefore, the real estate market rebound is first quilt investors fled. The two is the housing sales to small Taoxing small Taoxing housing sales and these are increased sales in the price lower overall situation. This shows that the current real estate market has undergone fundamental changes, to consumer oriented market began to form. Since it is a consumer oriented market, so this change in the real estate market nature will change the current domestic real estate product structure and interest pattern. And the depth of the adjustment of the real estate consumer prices decided to release degree. Three is the earlier real estate developers have been emphasized, the real estate market to market, to ensure security, want to put the two completely separate. But in fact this is not possible, when the real estate security part fast growth, especially the government housing project implement, its impact on the real estate is not to be underestimated. This impact will be the full impact of the domestic real estate market prices overall downward adjustment. from the above analysis we can see, the personal housing mortgage loan growth is the key to real estate can recovery index, if the personal housing mortgage loans not only the growth and decline or increase, then the real estate "early spring" from where Also, from the current sales of real estate, the increase in real estate sales in the real estate developers downward price adjustments, lies in the structural adjustment of real estate products and housing project implementation, therefore, real estate sales growth was relatively no sales, this is not the so-called real estate "early spring". Coupled with the global economic downturn, the risk of the domestic economy is still not out of the downlink, in such circumstances, real estate can be called recovery?Recently, the real estate market clamour sound of four, which is since this year the domestic real estate has been the so-called "early spring", namely suddenly shrinking sales of real estate and the emergence of the so-called sales season. In the view of real estate development, along with the real estate "early spring" is coming, the domestic real estate cyclical adjustment is over, the real estate market prices rebounded, the real estate market soon and may appear 2007 boom, buyers to enter the real estate market to buy housing go, or the real estate price real came again.

Now we have to ask is, the domestic real estate "early spring" really come? The reason or basis in where? Is it right? Such as real estate developers said, the domestic real estate can appear "early spring", is the real estate sales again, prices started to rise; lies in the rapid growth of bank credit, liquidity will enter the real estate; it lies in the real estate policy effect the government earlier may appear a; is ended months of the so-called real estate real estate "rigid demand" was forced to put out. Many so-called reasons and find out the. But in fact these reasons no one is established or true, no wonder, there are media reports, real estate developers to create a false prosperity in the real estate, have to pay someone to line up to buy, in order to create false real estate false prosperity.

But in fact, we just think think, will find there a lot of problems. Have a look first, as long as the real estate business please people queuing to buy housing, false prosperity to make real estate; just have a look the real estate business, all kinds of marketing methods, we can know how the integrity of the market. Originally, a resort to every conceivable means of the real estate market, in a complete loss of the integrity of the real estate market, in the culture or the developed market system, would have the real estate business out of the market through the legal way, but we have no such laws to protect the purchase housing consumers, but housing buyers don't know the market good faith seriously how? In the absence of a integrity of the real estate market, and from them to make real estate "early spring", the majority of the purchase of housing people don't piercing eye to identify? I think don't underestimate the wisdom of crowds. From the point of view of the principle of good faith is the most basic market, real estate developers advocated "early spring" impossible.

We can also from a practical point of view, look this months sales growth, however, this growth is only relative to the 2008 case. Real estate sales in 2008 fell more than 20% (which is the national data), if a real estate project in 2008 sales volume is zero, but now sales increase to 2-3 sets, so that sales growth seems to be a breakthrough. However, this is only relative to the zero sales in 2008's case, but if by the ordinary heart, the sales growth is still very little. We can use personal housing mortgage changes to support.

As we know, the most special place for real estate of this product, its prosperity not only in financial support to supplier, but also in the financial support to the demand side. And the real estate market determine the development and prosperity of the real estate financial support. Especially the financial demand side support housing is more important. Financial support for real estate demand side lies in the personal housing mortgage credit products. Can say, the modern real estate industry if not individual housing mortgage products, so the real estate market to be development and prosperity is not possible. Because, through the personal housing mortgage products to individual lifetime income in advance, in order to increase the personal welfare.

We see in 2006, 2007, 2008 and 2009 1-2 months of individual housing mortgage loan growth, will know how the domestic real estate boom. At the end of 2006, the balance of purchase loans of $2.27, an increase of 363000000000 yuan over the beginning of the year, up 19.01% over the previous year, over the previous year growth rate 3.3 percentage points at the end of fast. Among them, the individual housing loans for $1.99, for the purchase of housing balance of 87.38%; individual commercial housing loans to 265200000000 yuan, accounting for the purchase of loans 11.67%. And individual housing loans, Yishoufang loans 1.72 trillion, accounting for individual housing loans 86.74%. Second-hand housing loan balance of 263300000000, accounting for individual housing loans 13.26%.

. Financial support for real estate demand side lies in the personal housing mortgage credit products. Can say, the modern real estate industry if not individual housing mortgage products, so the real estate market to be development and prosperity is not possible. Because, through the personal housing mortgage products to individual lifetime income in advance, in order to increase the personal welfare. Growth we see in 2006, 2007, 2008 and 2009 1-2 months of individual housing mortgage loans, will know that the domestic real estate is how prosperous. At the end of 2006, the balance of purchase loans of $2.27, an increase of 363000000000 yuan over the beginning of the year, up 19.01% over the previous year, over the previous year growth rate 3.3 percentage points at the end of fast. Among them, the individual housing loans for $1.99, for the purchase of housing balance of 87.38%; individual commercial housing loans to 265200000000 yuan, accounting for the purchase of loans 11.67%. And individual housing loans, Yishoufang loans 1.72 trillion, accounting for individual housing loans 86.74%. Second-hand housing loan balance of 263300000000, accounting for individual housing loans 13.26%. At the end of 2007, purchase loans of $3.03, an increase of 717400000000 yuan over the beginning of the year, up 33.6% over the previous year, over the previous year growth rate 14.6 percentage points at the end of fast. Among them, the individual housing loans for $2.70, growth of 36% or more, for the purchase of housing balance of 89.1%; individual commercial housing loans to 309000000000 yuan, growth of 16.5%, accounting for the purchase of loans 10.2%. And individual housing loans, Yishoufang loans 2.29 trillion, accounting for individual housing loans 84.6%. Second-hand housing loan balance of 416800000000, accounting for individual housing loans 15.4%. At the end of 2008, individual housing loans in 2008 to 280800000000 yuan, less than in 2007 40%. 2009 1-3 months of individual housing mortgage loans 98400000000 yuan, of which the 1-2 month 53200000000 yuan, 45200000000 yuan in March, the first two months of year-on-year negative growth. Especially in 2009 February estimate of personal housing mortgage loans of less than 12000000000 yuan. From the personal housing mortgage loan data mentioned above can be seen, the change and the real estate prosperity and the rise and fall of domestic real estate prices are personal housing mortgage loan growth and reduce the. The rapid increase of the rapid increase in prices and sales are related to personal housing mortgage growth are related. Can say, if not in 2007 individual housing mortgage loans soared rapidly, is not possible when the boom in real estate and housing prices Biao litres. And in 2008 the personal housing mortgage loans decreased rapidly, but also becomes the key to the domestic real estate sales atrophy. 2009 year 1-2 month, despite the government's efforts to personal housing mortgage loan credit preferential policies, but the personal housing mortgage loans, not only does not increase, whereas in 2008 based on the rapid decline further atrophy or reduce. If the amount of the increase in two months in 2009, personal housing mortgage loans, housing sales will only further without remission. Although in March increased, but still lack of real estate "small spring". also, growth from the current real estate sales situation, the real estate sales growthAt the end of 2007, the balance of purchase loans of $3.03, an increase of 717400000000 yuan over the beginning of the year, up 33.6% over the previous year, over the previous year growth rate 14.6 percentage points at the end of fast. Among them, the individual housing loans for $2.70, growth of 36% or more, for the purchase of housing balance of 89.1%; individual commercial housing loans to 309000000000 yuan, growth of 16.5%, accounting for the purchase of loans 10.2%. And individual housing loans, Yishoufang loans 2.29 trillion, accounting for individual housing loans 84.6%. Second-hand housing loan balance of 416800000000, accounting for individual housing loans 15.4%.

At the end of 2008, individual housing loans in 2008 to 280800000000 yuan, less than in 2007 40%. 2009 1-3 months of individual housing mortgage loans 98400000000 yuan, of which the 1-2 month 53200000000 yuan, 45200000000 yuan in March, the first two months of year-on-year negative growth. Especially in 2009 February estimate of personal housing mortgage loans of less than 12000000000 yuan. From the personal housing mortgage loan data mentioned above can be seen, the change and the real estate prosperity and the rise and fall of domestic real estate prices are personal housing mortgage loan growth and reduce the. The rapid increase of the rapid increase in prices and sales are related to personal housing mortgage growth are related. Can say, if not in 2007 individual housing mortgage loans soared rapidly, is not possible when the boom in real estate and housing prices Biao litres. And in 2008 the personal housing mortgage loans decreased rapidly, but also becomes the key to the domestic real estate sales atrophy.

1-2 in 2009, although the government take great efforts in individual housing mortgage loan, but the personal housing mortgage loans, not only does not increase, whereas in 2008 based on the rapid decline further atrophy or reduce. If the amount of the increase in two months in 2009, personal housing mortgage loans, housing sales will only further without remission. Although in March increased, but still lack of real estate "small spring".

Also, from the current situation of real estate sales, real estate sales growth was mainly manifested in the second-hand housing sales growth, reflected in the small Taoxing housing sales growth, performance for affordable housing, affordable housing sales growth. For this kind of phenomenon, explain what? One is the earlier to enter the real estate investors have seen the real estate market will have overall downward price adjustments, so they will lend to the real estate sales prices to rebound the fastest way to escape from the real estate market, in order to avoid locked in depth. Therefore, the real estate market rebound is first quilt investors fled. The two is the housing sales to small Taoxing small Taoxing housing sales and these are increased sales in the price lower overall situation. This shows that the current real estate market has undergone fundamental changes, to consumer oriented market began to form. Since it is a consumer oriented market, so this change in the real estate market nature will change the current domestic real estate product structure and interest pattern. And the depth of the adjustment of the real estate consumer prices decided to release degree. Three is the earlier real estate developers have been emphasized, the real estate market to market, to ensure security, want to put the two completely separate. But in fact this is not possible, when the real estate security part fast growth, especially the government housing project implement, its impact on the real estate is not to be underestimated. This impact will be the full impact of the domestic real estate market prices overall downward adjustment.

From the above analysis we can see, the personal housing mortgage loan growth is the key indicators of real estate can recover, if personal housing mortgage loans not only the growth and decline or increase, then the real estate "early spring" come from? Also, from the current sales of real estate, the increase in real estate sales in the real estate developers downward price adjustments, lies in the structural adjustment of real estate products and housing project implementation, therefore, real estate sales growth was relatively no sales, this is not the so-called real estate "early spring". Coupled with the global economic downturn, the risk of the domestic economy is still not out of the downlink, in such circumstances, real estate can be called recovery?