A: from the source must contain false mortgage

False mortgage is subprime loans China, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice.

We must eradicate false mortgage, must start from the source, the source of false mortgage banks, but the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, the bank broke the rules of the financial sector should be false mortgage, open the floodgates wide to, must be severely punished.

A mortgage loan of 1040000 dollars from the bank, and pay 338000 yuan second mortgage loans first payment, the remaining 312000 yuan. If after falling house prices will be 338000 yuan of the first payment of a total loss, the net income of real estate people also reached 56%. If losses fell less than 338000 yuan, net profit of more than 56%. If prices continue to rise, the investment income will be more than 225% (31.2-20+33.8=454520=2.25). of course, as long as prices rise, a and B, two people each other will put this back to the game on, as long as prices rise, they can from the banks to lend more money, they can get more profit, but if house prices decline, they quickly stopped the game, sold the house to two people outside third, to leave quickly, to recover the first part of the last mortgage payment, or simply from the house to the bank, would rather all of the first loss last. At the same time, since the sale of housing agreement was signed between acquaintances or relatives, the seller and the buyer can raise the housing sales price to each other, more money to loan from the bank. but, the fake mortgage is completely apart from the usual practices, but changed to naked. Developers find a group of people, with one hundred and fifty thousand different charges, directly off to buy a house, taking money from the bank. If prices continue to fall, the price when the house to the bank. Speculators are using lots of false proof of identity, Not the least trace was found. taking money from banks disappeared. The bank staff may not know this, but they gang up, developers and speculators. To obtain illegal interests, unnoticed transfer bank, or go abroad to the life. (Hunan water crane contributed to this article

The central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan policy.2007Years of927Sub total price is 1000000 yuan, of which, the individual payment for 200000 yuan, 800000 yuan of bank loans. Note that, in this process, the actual investment of real people only 200000 yuan. Half a year later, two people buy a house prices have increased 30%, at this time, a and B, two housing sale agreement signed a mutual, sold the house to B, B sold the house to a, each received a payment of housing transfer funds 1300000 yuan, while two people have adopted Shoufu 20% (i.e. the real price 1300000 yuan 20%) in the way of another bank mortgage loans, two people of the first payment is 260000 yuan, to the bank for the mortgage loans to 1040000 yuan. A, B two people to receive from the other 1300000 yuan housing transfer money to pay the first mortgage bank loan of 800000 yuan, while paying the mortgage of the first payment of 260000 yuan. In the completed mortgage loan business, a and B, two people are the remaining 240000 yuan. People from an outside view, this "reverse mortgage" behavior seems to be just a, B two of the game, but if a careful analysis, in fact it is deep. A, B two people to play this game, there is a premise that prices rise, and can obtain benefits in the course of housing prices. In the above example, if two people with a mortgage loans, housing prices fell violently, making the house price is less than or equal to the number of mortgage loans, a and B, two people will give up on the ownership of the house, to stop the return of bank loans, allowing banks to recover the house. As the two men in the two house in the sale process, the actual investment of only 200000 yuan, but because the deal with mortgage loans after the remaining 240000 yuan, at this time, two people not only to recover all the investment costs (200000 yuan), but also to recover part of the proceeds ($40000), the investment rate of return 20%. if two people with a mortgage loan, housing prices decline in the larger, but the house price still is greater than or equal to the mortgage loan amount, two people can quickly sell the house, in the return of all the banks to mortgage loans, can recover the head. This part of the first payment once again become the two profit. At this time, two people's profit is 40000 yuan to recover the plus of this part of the first payment, the rate of return on investment will be more than 20%, but the rate of return depends on the back of the first payment ratio. if two people in mortgage loans, housing prices in a rising stage, the two people such as the first mortgage loans, again house sale and purchase agreement signed, the house will be at a higher price to sell each other, and again to the bank for the mortgage. At this time, although the first payment has increased, but the total number of loans from banks have also greatly increased. So when house prices rose again by 30%, total house price rose to 1690000 yuan, to apply for mortgage loans first payment is 338000 yuan, to the bank mortgage loans for 1352000 yuan. At the same time, a and B, two people received from each other to pay 1690000 yuan house transfer shall, in the return of theNew home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation.927Between mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy.

Sub total price is 1000000 yuan, of which, the individual payment for 200000 yuan, 800000 yuan of bank loans. Note that, in this process, the actual investment of real people only 200000 yuan. Half a year later, two people buy a house prices have increased 30%, at this time, a and B, two housing sale agreement signed a mutual, sold the house to B, B sold the house to a, each received a payment of housing transfer funds 1300000 yuan, while two people have adopted Shoufu 20% (i.e. the real price 1300000 yuan 20%) in the way of another bank mortgage loans, two people of the first payment is 260000 yuan, to the bank for the mortgage loans to 1040000 yuan. A, B two people to receive from the other 1300000 yuan housing transfer money to pay the first mortgage bank loan of 800000 yuan, while paying the mortgage of the first payment of 260000 yuan. In the completed mortgage loan business, a and B, two people are the remaining 240000 yuan. People from an outside view, this "reverse mortgage" behavior seems to be just a, B two of the game, but if a careful analysis, in fact it is deep. A, B two people to play this game, there is a premise that prices rise, and can obtain benefits in the course of housing prices. In the above example, if two people with a mortgage loans, housing prices fell violently, making the house price is less than or equal to the number of mortgage loans, a and B, two people will give up on the ownership of the house, to stop the return of bank loans, allowing banks to recover the house. As the two men in the two house in the sale process, the actual investment of only 200000 yuan, but because the deal with mortgage loans after the remaining 240000 yuan, at this time, two people not only to recover all the investment costs (200000 yuan), but also to recover part of the proceeds ($40000), the investment rate of return 20%. if two people with a mortgage loan, housing prices decline in the larger, but the house price still is greater than or equal to the mortgage loan amount, two people can quickly sell the house, in the return of all the banks to mortgage loans, can recover the head. This part of the first payment once again become the two profit. At this time, two people's profit is 40000 yuan to recover the plus of this part of the first payment, the rate of return on investment will be more than 20%, but the rate of return depends on the back of the first payment ratio. if two people in mortgage loans, housing prices in a rising stage, the two people such as the first mortgage loans, again house sale and purchase agreement signed, the house will be at a higher price to sell each other, and again to the bank for the mortgage. At this time, although the first payment has increased, but the total number of loans from banks have also greatly increased. So when house prices rose again by 30%, total house price rose to 1690000 yuan, to apply for mortgage loans first payment is 338000 yuan, to the bank mortgage loans for 1352000 yuan. At the same time, a and B, two people received from each other to pay 1690000 yuan house transfer shall, in the return of theWhy control Shoufu can hit bank Piandai behavior directly, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in the20%Shoufu, risk is the buyers. International payment standardA: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, real30%, our927Sub total price is 1000000 yuan, of which, the individual payment for 200000 yuan, 800000 yuan of bank loans. Note that, in this process, the actual investment of real people only 200000 yuan. Half a year later, two people buy a house prices have increased 30%, at this time, a and B, two housing sale agreement signed a mutual, sold the house to B, B sold the house to a, each received a payment of housing transfer funds 1300000 yuan, while two people have adopted Shoufu 20% (i.e. the real price 1300000 yuan 20%) in the way of another bank mortgage loans, two people of the first payment is 260000 yuan, to the bank for the mortgage loans to 1040000 yuan. A, B two people to receive from the other 1300000 yuan housing transfer money to pay the first mortgage bank loan of 800000 yuan, while paying the mortgage of the first payment of 260000 yuan. In the completed mortgage loan business, a and B, two people are the remaining 240000 yuan. People from an outside view, this "reverse mortgage" behavior seems to be just a, B two of the game, but if a careful analysis, in fact it is deep. A, B two people to play this game, there is a premise that prices rise, and can obtain benefits in the course of housing prices. In the above example, if two people with a mortgage loans, housing prices fell violently, making the house price is less than or equal to the number of mortgage loans, a and B, two people will give up on the ownership of the house, to stop the return of bank loans, allowing banks to recover the house. As the two men in the two house in the sale process, the actual investment of only 200000 yuan, but because the deal with mortgage loans after the remaining 240000 yuan, at this time, two people not only to recover all the investment costs (200000 yuan), but also to recover part of the proceeds ($40000), the investment rate of return 20%. if two people with a mortgage loan, housing prices decline in the larger, but the house price still is greater than or equal to the mortgage loan amount, two people can quickly sell the house, in the return of all the banks to mortgage loans, can recover the head. This part of the first payment once again become the two profit. At this time, two people's profit is 40000 yuan to recover the plus of this part of the first payment, the rate of return on investment will be more than 20%, but the rate of return depends on the back of the first payment ratio. if two people in mortgage loans, housing prices in a rising stage, the two people such as the first mortgage loans, again house sale and purchase agreement signed, the house will be at a higher price to sell each other, and again to the bank for the mortgage. At this time, although the first payment has increased, but the total number of loans from banks have also greatly increased. So when house prices rose again by 30%, total house price rose to 1690000 yuan, to apply for mortgage loans first payment is 338000 yuan, to the bank mortgage loans for 1352000 yuan. At the same time, a and B, two people received from each other to pay 1690000 yuan house transfer shall, in the return of theNew housing is the two suites Shoufu40%So, at present, in the system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition927New loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable.

We control the false mortgage from the source of the problem, the main problems and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight.

Give a simple example, why must eliminate the false mortgage. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, the house is the total price100Million yuan, of which, the first payment to individualA: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, real20Million yuan, to bank loans80A: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, realMillion yuan. Note that, in this process, the actual investment of real people only20Million yuan. Half a year later, two people to buy a house has increased in priceA mortgage loan of 1040000 dollars from the bank, and pay 338000 yuan second mortgage loans first payment, the remaining 312000 yuan. If after falling house prices will be 338000 yuan of the first payment of a total loss, the net income of real estate people also reached 56%. If losses fell less than 338000 yuan, net profit of more than 56%. If prices continue to rise, the investment income will be more than 225% (31.2-20+33.8=454520=2.25). of course, as long as prices rise, a and B, two people each other will put this back to the game on, as long as prices rise, they can from the banks to lend more money, they can get more profit, but if house prices decline, they quickly stopped the game, sold the house to two people outside third, to leave quickly, to recover the first part of the last mortgage payment, or simply from the house to the bank, would rather all of the first loss last. At the same time, since the sale of housing agreement was signed between acquaintances or relatives, the seller and the buyer can raise the housing sales price to each other, more money to loan from the bank. but, the fake mortgage is completely apart from the usual practices, but changed to naked. Developers find a group of people, with one hundred and fifty thousand different charges, directly off to buy a house, taking money from the bank. If prices continue to fall, the price when the house to the bank. Speculators are using lots of false proof of identity, Not the least trace was found. taking money from banks disappeared. The bank staff may not know this, but they gang up, developers and speculators. To obtain illegal interests, unnoticed transfer bank, or go abroad to the life. (Hunan water crane contributed to this article30%At this time, a, B, two housing sale agreement signed a mutual, sold the house to B, B sold the house to a, each received payment for housing transfer payment130Million, while two people have adopted Shoufu20%(the real price130Million yuan20%Sub total price is 1000000 yuan, of which, the individual payment for 200000 yuan, 800000 yuan of bank loans. Note that, in this process, the actual investment of real people only 200000 yuan. Half a year later, two people buy a house prices have increased 30%, at this time, a and B, two housing sale agreement signed a mutual, sold the house to B, B sold the house to a, each received a payment of housing transfer funds 1300000 yuan, while two people have adopted Shoufu 20% (i.e. the real price 1300000 yuan 20%) in the way of another bank mortgage loans, two people of the first payment is 260000 yuan, to the bank for the mortgage loans to 1040000 yuan. A, B two people to receive from the other 1300000 yuan housing transfer money to pay the first mortgage bank loan of 800000 yuan, while paying the mortgage of the first payment of 260000 yuan. In the completed mortgage loan business, a and B, two people are the remaining 240000 yuan. People from an outside view, this "reverse mortgage" behavior seems to be just a, B two of the game, but if a careful analysis, in fact it is deep. A, B two people to play this game, there is a premise that prices rise, and can obtain benefits in the course of housing prices. In the above example, if two people with a mortgage loans, housing prices fell violently, making the house price is less than or equal to the number of mortgage loans, a and B, two people will give up on the ownership of the house, to stop the return of bank loans, allowing banks to recover the house. As the two men in the two house in the sale process, the actual investment of only 200000 yuan, but because the deal with mortgage loans after the remaining 240000 yuan, at this time, two people not only to recover all the investment costs (200000 yuan), but also to recover part of the proceeds ($40000), the investment rate of return 20%. if two people with a mortgage loan, housing prices decline in the larger, but the house price still is greater than or equal to the mortgage loan amount, two people can quickly sell the house, in the return of all the banks to mortgage loans, can recover the head. This part of the first payment once again become the two profit. At this time, two people's profit is 40000 yuan to recover the plus of this part of the first payment, the rate of return on investment will be more than 20%, but the rate of return depends on the back of the first payment ratio. if two people in mortgage loans, housing prices in a rising stage, the two people such as the first mortgage loans, again house sale and purchase agreement signed, the house will be at a higher price to sell each other, and again to the bank for the mortgage. At this time, although the first payment has increased, but the total number of loans from banks have also greatly increased. So when house prices rose again by 30%, total house price rose to 1690000 yuan, to apply for mortgage loans first payment is 338000 yuan, to the bank mortgage loans for 1352000 yuan. At the same time, a and B, two people received from each other to pay 1690000 yuan house transfer shall, in the return of the) in the way of another bank mortgage loans, the first payment for two people26Million yuan, to the bank for the mortgage loans have becomeA mortgage loan of 1040000 dollars from the bank, and pay 338000 yuan second mortgage loans first payment, the remaining 312000 yuan. If after falling house prices will be 338000 yuan of the first payment of a total loss, the net income of real estate people also reached 56%. If losses fell less than 338000 yuan, net profit of more than 56%. If prices continue to rise, the investment income will be more than 225% (31.2-20+33.8=454520=2.25). of course, as long as prices rise, a and B, two people each other will put this back to the game on, as long as prices rise, they can from the banks to lend more money, they can get more profit, but if house prices decline, they quickly stopped the game, sold the house to two people outside third, to leave quickly, to recover the first part of the last mortgage payment, or simply from the house to the bank, would rather all of the first loss last. At the same time, since the sale of housing agreement was signed between acquaintances or relatives, the seller and the buyer can raise the housing sales price to each other, more money to loan from the bank. but, the fake mortgage is completely apart from the usual practices, but changed to naked. Developers find a group of people, with one hundred and fifty thousand different charges, directly off to buy a house, taking money from the bank. If prices continue to fall, the price when the house to the bank. Speculators are using lots of false proof of identity, Not the least trace was found. taking money from banks disappeared. The bank staff may not know this, but they gang up, developers and speculators. To obtain illegal interests, unnoticed transfer bank, or go abroad to the life. (Hunan water crane contributed to this article104Million yuan. A, B two people to receive from each other130A mortgage loan of 1040000 dollars from the bank, and pay 338000 yuan second mortgage loans first payment, the remaining 312000 yuan. If after falling house prices will be 338000 yuan of the first payment of a total loss, the net income of real estate people also reached 56%. If losses fell less than 338000 yuan, net profit of more than 56%. If prices continue to rise, the investment income will be more than 225% (31.2-20+33.8=454520=2.25). of course, as long as prices rise, a and B, two people each other will put this back to the game on, as long as prices rise, they can from the banks to lend more money, they can get more profit, but if house prices decline, they quickly stopped the game, sold the house to two people outside third, to leave quickly, to recover the first part of the last mortgage payment, or simply from the house to the bank, would rather all of the first loss last. At the same time, since the sale of housing agreement was signed between acquaintances or relatives, the seller and the buyer can raise the housing sales price to each other, more money to loan from the bank. but, the fake mortgage is completely apart from the usual practices, but changed to naked. Developers find a group of people, with one hundred and fifty thousand different charges, directly off to buy a house, taking money from the bank. If prices continue to fall, the price when the house to the bank. Speculators are using lots of false proof of identity, Not the least trace was found. taking money from banks disappeared. The bank staff may not know this, but they gang up, developers and speculators. To obtain illegal interests, unnoticed transfer bank, or go abroad to the life. (Hunan water crane contributed to this articleMillion housing transfer money to pay the first mortgage bank loans80Million yuan, and pay the first payment of mortgageA: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, real26Million yuan. In the completed mortgage loan business, a and B, two people are left24A: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, realMillion yuan.

It appears from the outsider, this "reverse mortgage" behavior seems only between a and B, two of the game, but if a careful analysis, in fact it is deep, provide much material for thought. A, B two people to play this game, there is a premise that prices rise, and can obtain benefits in the course of housing prices. In the above example, if two people with a mortgage loans, housing prices fell violently, making the house price is less than or equal to the number of mortgage loans, a and B, two people will give up on the ownership of the house, to stop the return of bank loans, allowing banks to recover the house. As the two men in the two house in the sale process, the actual input only20A: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, realMillion, but due to deal with mortgage loans after the remaining24Million yuan, at this time, two people not only to recover all the investment costs (i.e.Sub total price is 1000000 yuan, of which, the individual payment for 200000 yuan, 800000 yuan of bank loans. Note that, in this process, the actual investment of real people only 200000 yuan. Half a year later, two people buy a house prices have increased 30%, at this time, a and B, two housing sale agreement signed a mutual, sold the house to B, B sold the house to a, each received a payment of housing transfer funds 1300000 yuan, while two people have adopted Shoufu 20% (i.e. the real price 1300000 yuan 20%) in the way of another bank mortgage loans, two people of the first payment is 260000 yuan, to the bank for the mortgage loans to 1040000 yuan. A, B two people to receive from the other 1300000 yuan housing transfer money to pay the first mortgage bank loan of 800000 yuan, while paying the mortgage of the first payment of 260000 yuan. In the completed mortgage loan business, a and B, two people are the remaining 240000 yuan. People from an outside view, this "reverse mortgage" behavior seems to be just a, B two of the game, but if a careful analysis, in fact it is deep. A, B two people to play this game, there is a premise that prices rise, and can obtain benefits in the course of housing prices. In the above example, if two people with a mortgage loans, housing prices fell violently, making the house price is less than or equal to the number of mortgage loans, a and B, two people will give up on the ownership of the house, to stop the return of bank loans, allowing banks to recover the house. As the two men in the two house in the sale process, the actual investment of only 200000 yuan, but because the deal with mortgage loans after the remaining 240000 yuan, at this time, two people not only to recover all the investment costs (200000 yuan), but also to recover part of the proceeds ($40000), the investment rate of return 20%. if two people with a mortgage loan, housing prices decline in the larger, but the house price still is greater than or equal to the mortgage loan amount, two people can quickly sell the house, in the return of all the banks to mortgage loans, can recover the head. This part of the first payment once again become the two profit. At this time, two people's profit is 40000 yuan to recover the plus of this part of the first payment, the rate of return on investment will be more than 20%, but the rate of return depends on the back of the first payment ratio. if two people in mortgage loans, housing prices in a rising stage, the two people such as the first mortgage loans, again house sale and purchase agreement signed, the house will be at a higher price to sell each other, and again to the bank for the mortgage. At this time, although the first payment has increased, but the total number of loans from banks have also greatly increased. So when house prices rose again by 30%, total house price rose to 1690000 yuan, to apply for mortgage loans first payment is 338000 yuan, to the bank mortgage loans for 1352000 yuan. At the same time, a and B, two people received from each other to pay 1690000 yuan house transfer shall, in the return of the20Million), but also to recover part of the proceeds (i.e.4Million), the investment rate of return20%.

If two people with a mortgage loan, housing prices in a rising stage, the two people such as the first mortgage loans, again house sale and purchase agreement signed, the house will be at a higher price to sell each other, and again to the bank for the mortgage loans. At this time, although the first payment has increased, but the total number of loans from banks have also greatly increased. So when prices rise againA: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, real30%The house price rise, the total169A mortgage loan of 1040000 dollars from the bank, and pay 338000 yuan second mortgage loans first payment, the remaining 312000 yuan. If after falling house prices will be 338000 yuan of the first payment of a total loss, the net income of real estate people also reached 56%. If losses fell less than 338000 yuan, net profit of more than 56%. If prices continue to rise, the investment income will be more than 225% (31.2-20+33.8=454520=2.25). of course, as long as prices rise, a and B, two people each other will put this back to the game on, as long as prices rise, they can from the banks to lend more money, they can get more profit, but if house prices decline, they quickly stopped the game, sold the house to two people outside third, to leave quickly, to recover the first part of the last mortgage payment, or simply from the house to the bank, would rather all of the first loss last. At the same time, since the sale of housing agreement was signed between acquaintances or relatives, the seller and the buyer can raise the housing sales price to each other, more money to loan from the bank. but, the fake mortgage is completely apart from the usual practices, but changed to naked. Developers find a group of people, with one hundred and fifty thousand different charges, directly off to buy a house, taking money from the bank. If prices continue to fall, the price when the house to the bank. Speculators are using lots of false proof of identity, Not the least trace was found. taking money from banks disappeared. The bank staff may not know this, but they gang up, developers and speculators. To obtain illegal interests, unnoticed transfer bank, or go abroad to the life. (Hunan water crane contributed to this articleMillion yuan, to apply for a mortgage loan payments for the first33.8Million yuan,To the bank mortgage loans135.2A mortgage loan of 1040000 dollars from the bank, and pay 338000 yuan second mortgage loans first payment, the remaining 312000 yuan. If after falling house prices will be 338000 yuan of the first payment of a total loss, the net income of real estate people also reached 56%. If losses fell less than 338000 yuan, net profit of more than 56%. If prices continue to rise, the investment income will be more than 225% (31.2-20+33.8=454520=2.25). of course, as long as prices rise, a and B, two people each other will put this back to the game on, as long as prices rise, they can from the banks to lend more money, they can get more profit, but if house prices decline, they quickly stopped the game, sold the house to two people outside third, to leave quickly, to recover the first part of the last mortgage payment, or simply from the house to the bank, would rather all of the first loss last. At the same time, since the sale of housing agreement was signed between acquaintances or relatives, the seller and the buyer can raise the housing sales price to each other, more money to loan from the bank. but, the fake mortgage is completely apart from the usual practices, but changed to naked. Developers find a group of people, with one hundred and fifty thousand different charges, directly off to buy a house, taking money from the bank. If prices continue to fall, the price when the house to the bank. Speculators are using lots of false proof of identity, Not the least trace was found. taking money from banks disappeared. The bank staff may not know this, but they gang up, developers and speculators. To obtain illegal interests, unnoticed transfer bank, or go abroad to the life. (Hunan water crane contributed to this articleMillion yuan. At the same time, a and B, two people received from other payments169Million house transfer shall, in the return of the first mortgage bank loans104Million, and second to the mortgage payment33.8Million first payment, the remaining31.2Million yuan. If after pricesSub total price is 1000000 yuan, of which, the individual payment for 200000 yuan, 800000 yuan of bank loans. Note that, in this process, the actual investment of real people only 200000 yuan. Half a year later, two people buy a house prices have increased 30%, at this time, a and B, two housing sale agreement signed a mutual, sold the house to B, B sold the house to a, each received a payment of housing transfer funds 1300000 yuan, while two people have adopted Shoufu 20% (i.e. the real price 1300000 yuan 20%) in the way of another bank mortgage loans, two people of the first payment is 260000 yuan, to the bank for the mortgage loans to 1040000 yuan. A, B two people to receive from the other 1300000 yuan housing transfer money to pay the first mortgage bank loan of 800000 yuan, while paying the mortgage of the first payment of 260000 yuan. In the completed mortgage loan business, a and B, two people are the remaining 240000 yuan. People from an outside view, this "reverse mortgage" behavior seems to be just a, B two of the game, but if a careful analysis, in fact it is deep. A, B two people to play this game, there is a premise that prices rise, and can obtain benefits in the course of housing prices. In the above example, if two people with a mortgage loans, housing prices fell violently, making the house price is less than or equal to the number of mortgage loans, a and B, two people will give up on the ownership of the house, to stop the return of bank loans, allowing banks to recover the house. As the two men in the two house in the sale process, the actual investment of only 200000 yuan, but because the deal with mortgage loans after the remaining 240000 yuan, at this time, two people not only to recover all the investment costs (200000 yuan), but also to recover part of the proceeds ($40000), the investment rate of return 20%. if two people with a mortgage loan, housing prices decline in the larger, but the house price still is greater than or equal to the mortgage loan amount, two people can quickly sell the house, in the return of all the banks to mortgage loans, can recover the head. This part of the first payment once again become the two profit. At this time, two people's profit is 40000 yuan to recover the plus of this part of the first payment, the rate of return on investment will be more than 20%, but the rate of return depends on the back of the first payment ratio. if two people in mortgage loans, housing prices in a rising stage, the two people such as the first mortgage loans, again house sale and purchase agreement signed, the house will be at a higher price to sell each other, and again to the bank for the mortgage. At this time, although the first payment has increased, but the total number of loans from banks have also greatly increased. So when house prices rose again by 30%, total house price rose to 1690000 yuan, to apply for mortgage loans first payment is 338000 yuan, to the bank mortgage loans for 1352000 yuan. At the same time, a and B, two people received from each other to pay 1690000 yuan house transfer shall, in the return of the33.8Million down payment for all losses, net income of real people to achieve56%Sub total price is 1000000 yuan, of which, the individual payment for 200000 yuan, 800000 yuan of bank loans. Note that, in this process, the actual investment of real people only 200000 yuan. Half a year later, two people buy a house prices have increased 30%, at this time, a and B, two housing sale agreement signed a mutual, sold the house to B, B sold the house to a, each received a payment of housing transfer funds 1300000 yuan, while two people have adopted Shoufu 20% (i.e. the real price 1300000 yuan 20%) in the way of another bank mortgage loans, two people of the first payment is 260000 yuan, to the bank for the mortgage loans to 1040000 yuan. A, B two people to receive from the other 1300000 yuan housing transfer money to pay the first mortgage bank loan of 800000 yuan, while paying the mortgage of the first payment of 260000 yuan. In the completed mortgage loan business, a and B, two people are the remaining 240000 yuan. People from an outside view, this "reverse mortgage" behavior seems to be just a, B two of the game, but if a careful analysis, in fact it is deep. A, B two people to play this game, there is a premise that prices rise, and can obtain benefits in the course of housing prices. In the above example, if two people with a mortgage loans, housing prices fell violently, making the house price is less than or equal to the number of mortgage loans, a and B, two people will give up on the ownership of the house, to stop the return of bank loans, allowing banks to recover the house. As the two men in the two house in the sale process, the actual investment of only 200000 yuan, but because the deal with mortgage loans after the remaining 240000 yuan, at this time, two people not only to recover all the investment costs (200000 yuan), but also to recover part of the proceeds ($40000), the investment rate of return 20%. if two people with a mortgage loan, housing prices decline in the larger, but the house price still is greater than or equal to the mortgage loan amount, two people can quickly sell the house, in the return of all the banks to mortgage loans, can recover the head. This part of the first payment once again become the two profit. At this time, two people's profit is 40000 yuan to recover the plus of this part of the first payment, the rate of return on investment will be more than 20%, but the rate of return depends on the back of the first payment ratio. if two people in mortgage loans, housing prices in a rising stage, the two people such as the first mortgage loans, again house sale and purchase agreement signed, the house will be at a higher price to sell each other, and again to the bank for the mortgage. At this time, although the first payment has increased, but the total number of loans from banks have also greatly increased. So when house prices rose again by 30%, total house price rose to 1690000 yuan, to apply for mortgage loans first payment is 338000 yuan, to the bank mortgage loans for 1352000 yuan. At the same time, a and B, two people received from each other to pay 1690000 yuan house transfer shall, in the return of the. If losses fell less than33.8Million yuan, net profit will exceedA mortgage loan of 1040000 dollars from the bank, and pay 338000 yuan second mortgage loans first payment, the remaining 312000 yuan. If after falling house prices will be 338000 yuan of the first payment of a total loss, the net income of real estate people also reached 56%. If losses fell less than 338000 yuan, net profit of more than 56%. If prices continue to rise, the investment income will be more than 225% (31.2-20+33.8=454520=2.25). of course, as long as prices rise, a and B, two people each other will put this back to the game on, as long as prices rise, they can from the banks to lend more money, they can get more profit, but if house prices decline, they quickly stopped the game, sold the house to two people outside third, to leave quickly, to recover the first part of the last mortgage payment, or simply from the house to the bank, would rather all of the first loss last. At the same time, since the sale of housing agreement was signed between acquaintances or relatives, the seller and the buyer can raise the housing sales price to each other, more money to loan from the bank. but, the fake mortgage is completely apart from the usual practices, but changed to naked. Developers find a group of people, with one hundred and fifty thousand different charges, directly off to buy a house, taking money from the bank. If prices continue to fall, the price when the house to the bank. Speculators are using lots of false proof of identity, Not the least trace was found. taking money from banks disappeared. The bank staff may not know this, but they gang up, developers and speculators. To obtain illegal interests, unnoticed transfer bank, or go abroad to the life. (Hunan water crane contributed to this article56%. If prices continue to rise, the investment income will be more than225%(i.e.31.2-20+33.8=45,45/20=2.25).

A: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, realOf course, as long as prices rise, a and B, two people each other will put this back to the game on, as long as prices rise, they can from the banks to lend more money, they can get more profit, but if house prices decline, they quickly stopped the game, sold the house to two from third man, leave quickly, to recover part of the first payment last mortgage, or simply from the house to the bank, rather the loss of all payment last. At the same time,Since the sale of housing agreement was signed between acquaintances or relativesA: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, real,Buyers and sellers should be to raise the housing sales price,A: from the source must contain false mortgage false mortgage is subprime loans Chinese, is a cancer of Chinese economy, is a typical representative of Chinese social corruption, only great determination, resolutely eradicate the false mortgage, in order to safeguard social fairness and justice. we must eradicate false mortgage, must start from the source, false mortgage is the source of the bank, and the bank mortgage is the most deep development, Societe Generale, Shanghai Pudong development, livelihood and a number of small and medium-sized banks, these banks to break the financial sector should be false mortgage rules, open the door, must be severely. the central bank and the CBRC repeatedly, must guard against financial risks, strictly enforce the two anteroom loan. 927 in 2007 new home, why can force prices down, one of the main reasons is that from the source to eliminate false mortgage, and to eliminate the false mortgage, is a direct blow to the property market speculation. Between the 927 mortgage new deal was announced, night, Shenzhen a large number of speculators do birds scattered, developers funds chain taut, only a very short the market warmer. This be not easily won the market rational and health status, only lasted a year, this is Chinese social tragedy. why control Shoufu direct hit bank Piandai behavior, a very main reason is risk and leverage. Developers and speculators to the bank loan is very clear, only in 20% of the Shoufu, risk is the buyers. International payment standard is 30%, 927 of our new home is the two suites Shoufu 40%, so, in the current system is not perfect, basically will use real estate loan is eliminated, the return to rational prices is normal. However, if the abolition of 927 new loans to home buyers, in fact, nothing good, only to the property market speculation and bank lending behavior opened convenient ways, the price is so began to rise. That is to say, because the crime promoting local current prices are rising and a disc. With the crime means to promote the rising prices, is a major feature, Chinese society but, in any case is not sustainable. on us from the source control false mortgage problems, the most important and bank review. We practice now is proof of income, proof is no legal liability, buy a house people whenever and wherever possible can open many such proof. Is an international practice of tax verification method, you have no ability to repay, never see what your income proof, but see your tax bill. Foreign tax has legal effect, can not be false so, only heard a city property speculation, for example Hongkong, but seldom to see all the city of a country in the speculation, and once a country has all city in speculation, that the country's economic collapse is in sight. cite a simple example, why must eliminate the false. If a and B, two people are professional speculators, and mutual acquaintance, two people in a market with all the mortgage to buy a house, realWith more money to loan from the bank.

However, the current round of false mortgage is completely apart from the usual practices, but changed to criminal activity. Developers find a group of people, with one hundred and fifty thousand different charges, directly off to buy a house, taking money from the bank. If prices continue to fall, the price when the house to the bank. Speculators are using lots of false proof of identity, Not the least trace was found. taking money from banks disappeared. The bank staff may not know this, but they gang up, developers and speculators. To obtain illegal interests, unnoticed transfer bank, or go abroad to the life.

(Hunan water Mr. crane contributed to this article.)

Source: (Http://blog.sina.com.cn/s/blog_48ea108c0100cb8j.html) - A: from the source must contain false mortgage _ a _ Sina blog