1,  Technological process

The report -- spot investigation -- claims -- claims

2,  Content

2.1, the report

The vehicle accident accident need to report, should preserve the site, according to the policy provide a phone number to report, according to the prompts to provide relevant information.

2.2, the exploration

Adjuster to the scene to investigate the cause of the accident, the scene and the damaged parts for filming, view the mobile frame number of drivers, driving license, vehicle registration and record of inquiry, finally issued a "motor vehicle insurance claim notice", by the informant, the insured seal confirmed delivery party a file backup.

2.3, the loss

Impaired vehicle to repair factory repair, notify the adjuster to the scene, the need for repair and replacement parts for confirmation, and the claims of the damaged parts replaced film.

Repair costs from the adjuster and repair factory consultation. Repair shop and adjuster consensus, "insurance claims member issued vehicle damage repair agreement" specified repair items and standard costs can be used only for the repair.

2.4, claims

Vehicle repair is completed, invoices, "motor vehicle insurance claim notice", "insurance vehicle damage repair agreement", the driver license, medical certificate, qualification certificate, vehicle permit, generation ID card, make claims in a specified time and place. Insurance companies to transfer checks or drafts (need to draft, should also provide the bank account information, etc.). The claims, need to notice "," reparations "claim rights assignment" on the signature ("reparations", "loss of equity transfer notice book" in the adjuster scene investigation to the informant.).