Keyword.

2The car accident, primary and secondary responsibility, bus, rental, post, advance

Characters:

A, B -- both drivers

A and B, Gong -- both representative of the company

B -- rent leasing company representative

A,        B -- both the insurance company

Comprehensive factors:

	Vehicle properties	Place	Insurance	Lease	Serving Station	Invoice	Company representatives
First party	Company	In different places	Peace	Whether or not	Private	Large	Be familiar with
Party B	Company	Local	Safety	Is	4SShop	According to the37Open	Ignorance

Summary.

Record the traffic accident responsibility→So far the whole process of reimbursement personal advances

 

The scene of a traffic police team

The next day, with the two sides to the district traffic police brigade. The vehicle damage evaluation by an expert. Issued the "assessment", defining a generally cost limit. PaymentAssessment fees. The two sides exchanged policy, assessment, driving license and a copy.

By the traffic police collegiate, reaffirmed and responsibility ", issued by the management of the book". Clear how both sides share the expenses.

First party	All the expenses70%
Party B	All the expenses30%

All the costs outlined below.

In the parking lot. Provide copies of documents, cash paymentParking Rate.

Contact the repair station Trailer. (remote Trailer fee, not at all costs!)

Both sides agreed, repair fee billing rules! Don't be too.

Problem a

All the expenses including: both repair fees, assessment fees, parking fees. But due to both the nature of the company, the final cost to be borne by the insurance company or company! Therefore, billing quite tedious. Assessment fees and parking fees are the traffic team, but they have no obligation, into30%,70%. So this2Fee, generally shall be borne by both parties respectively!

 

Scene two repair station

Vehicle repair station service, insurance companies were on2Car insurance. "The loss of single issue". The two sides exchanged copies.

Problem two

If with an insurance company generally does not appear the difference. Different if the insurance company, will appearLoss difference. For example: a Baoding loss B car, repair costs5000Element. B and B vehicle damage, repair6000Element. The difference1000Element. Both sides can be resolved through consultation, but involved2Insurance companies, most people have no energy and they make! Therefore, Party B shall repair costs all costs only according to5000Element. More1000Yuan shall be borne by Party b! Suggestions, "loss" as late......

Both parties have no objection to the insurance loss after repair, construction. The short weeks, long months, even half a year. Repair is completed, both sidesTo advance (Individuals should be paid!).

Invoice! Billing...... First peel2000Element cross strong insurance, the rest of the repair costs (both the insurance company according to the approved)30%,70%Open2Ticket. Open a private insurance price.

 

Scene three B Trading

The two parties (a B+B+B rent) meet meet, suggestions for a compression: Male+B rent or a public+B rent. In this case, the company is in the free state, B rent to accompany pattern, so together. The fewer people more difficult, students more confusion.

ExchangeInvoice (cover dedicated seal invoice), repair list (repair factory seal).

Invoice exchange details are as follows (yellow shading, as both sides3,7Divided into account, the actual need to bear the cost)

	Invoice	Retention	To each other
First party The main responsibility	Compulsory insurance2000Element	Copy	Original script
(insurance loss-2000)* 70%	Original script	Copy
(insurance loss-2000)* 30%	Copy	Original script
Loss difference	Original script	--
Party B Responsible for	Compulsory insurance2000Element	Copy	Original script
(insurance loss-2000)* 70%	Copy	Original script
(insurance loss-2000)* 30%	Original script	Copy
Loss difference	Original script	--

At this time, because the billing complex, separated in different places, is easy to cause the dispute. Many voices speaking, Public opinions are divergent., person to do, not one-sided to listen to a word of person, don't judge his house. To counter claims for insurance company......

When a party invoices not according to the table for it, do not have to reopen. The actual form invoice, is one of the most perfect, but not the only one. If a party to the insurance company can not accept the original invoice, thenUnilateral billing confusionTo solve the adjuster on the counter.

Question three: because of the existence of a leasing company, a request to the insurance company to counter advice, must by the presence of B rent. Otherwise, there would be unfortunate bear rushed trip, B rental company corresponding formalities, afterwards again filled B rent internal procedures, may have a meal.

The differenceBecause of his previous B, their advance fee, after invoice3,7After allocation, it is difficult to equal. Need to fill the post.

 

Give an example.

Input	Peace The insurance company	Safety B the insurance company	The insurance company price	Compulsory insurance	The primary and secondary responsibility base
Party A shall repair fee charge price	41200	41200	0	2000	39200
Party B shall repair fee charge price	17100	17531	431	2000	15100

 

Calculation	The main responsibility to undertake70%	Primary responsibility to undertake30%
Party A shall repair invoices	27440	11760
Party B shall repair invoices	10570	4530
Compulsory insurance	2000	2000
Can pay	40010	18290
Output	The main responsibility	Responsible for
The insurance approval Paid	41200	17100
The difference	-1190	1190

 

Party B shall repair any costs (both insurance approved) for17100Yuan, invoice exchange for claim number18290Yuan (Party B actual expense), a1190Element. Need cash supply Party A.

Question four: fill the post, by the company to pay personal advance met, ignorance, and side branches.

 

Scene four leasing, insurance company

Under normal circumstances (A and B company solely responsible for rent, B insurance claim), invoice+After the repair list exchange, not a B what happened. The complete material to their insurance companies, financial and other money account knot. But touch on3Regardless of the situation, a public B public B rent regardless of Party A and Party B, is busy.

In this case, if party a billing confusion, insurance companies need to counter advice. Party A and B owned vehicles sent to the insurance companies, was informed that: Invoice cannot split part, Party B with Party A with B and sealed by the original, photocopy, and spot the insurance claims member communication. The usual claim.

However, because B car rental (insurance is leasing company bought) Party B leasing agents company process. In addition, the invoice (original, photocopy), repair list (original, photocopy, photocopy of the certificate of insurance), etc.. Also need authorization payment transfer, leasing company3License (business license, tax registration, organization code, stamped with the official seal). Sent to the leasing company headquarters, then transmitted to the insurance company. To submit materials.

As for why the party in such a hurry, because the party a rare overseas travel, the accident has nearly half a year.

 

 

The end

Due to Party B for some flow of leasing companies, leading to lack of internal process recording the leasing company. Get insurance indemnity, unable to refund to B. Simple explanation, by Party B when repair station and then issued a list of repair, repair B rent process. To smoothly recycling refund.

As for, reimbursement...... This trouble. Because B male staff do not know much about the antecedents and consequences, Party B should be in the self-study, induction, study. With brief words, sincere attitude, intuitive chart, patiently to the public (bNA sequence of events) to describe, explain the antecedents and consequences. Get more recognition, win all the people satisfied, can get a smooth flow of funds.

HarmoniousWhat do social, have turned to experts, otherwise will need, kindly suffer sin sin.