1991-2012 year the people's Bank of China loan interest rate schedule

1991-2012 year the people's Bank of China loan interest rate table

Unit: annual interest rate%

Adjust the time

Within six months (six months)

Six months to one year (including one year)

One to three years (including three years)

Three to five years (including five years)

More than five years

2012.7.6

5.60

6

6.15

6.40

6.55

2011.02.09

5.60

6.06

6.10

6.45

6.60

2010.12.26

5.35

5.81

5.85

6.22

6.40

2010.10.20

5.10

5.56

5.60

5.96

6.14

2008.12.23

4.86

5.31

5.40

5.76

5.94

2008.11.27

5.04

5.58

5.67

5.94

6.12

2008.10.30

6.03

6.66

6.75

7.02

7.20

2008.10.09

6.12

6.93

7.02

7.29

7.47

2008.09.16

6.21

7.20

7.29

7.56

7.74

2007.12.21

6.57

7.47

7.56

7.74

7.83

2007.09.15

6.48

7.29

7.47

7.65

7.83

2007.08.22

6.21

7.02

7.20

7.38

7.56

2007.07.21

6.03

6.84

7.02

7.20

7.38

2007.05.19

5.85

6.57

6.75

6.93

7.20

2007.03.18

5.67

6.39

6.57

6.75

7.11

2006.08.19

5.58

6.12

6.30

6.48

6.84

2006.04.28

5.40

5.85

6.03

6.12

6.39

2004.10.29

5.22

5.58

5.76

5.85

6.12

2002.02.21

5.04

5.31

5.49

5.58

5.76

1999.06.10

5.58

5.85

5.94

6.03

6.21

1998.12.07

6.12

6.39

6.66

7.20

7.56

1998.07.01

6.57

6.93

7.11

7.65

8.01

1998.03.25

7.02

7.92

9

9.72

10.35

1997.10.23

7.65

8.64

9.36

9.90

10.53

1996.08.23

9.18

10.08

10.98

11.70

12.42

1996.05.01

9.72

10.98

13.14

14.94

15.12

1995.07.01

10.08

12.06

13.50

15.12

15.30

1995.01.01

9

10.98

12.96

14.58

14.76

1993.07.11

9

10.98

12.24

13.86

14.04

1993.05.15

8.82

9.36

10.80

12.06

12.24

1991.04.21

8.10

8.64

9

9.54

9.72

 

 

         The people's Bank of Chinese overdue loan interest rate adjustment table

 

The implementation of time

Impose a punitive interest rates (per day)

Document number

File name

Release date

 19880830

 Additional interest on overdue loans

20%, and the excess

Faulty goods occupied loans

Section of additional interest30Yes

Misappropriation and diversion of loan charge

Interest50%.

 Silver hair1988 260No.

 On the adjustment of silver

Bank deposit and loan interest

The compliance rate

The notice 

 19880830

19900407

Extremely3

Silver hair.199

0)97No.

Violation of bank settlement

The system of penalties

19900407

19950501

Extremely5

Silver hair.199

4)256No.

Remote collection

Pay the settlement way

19941009

19950701

Extremely4~6

Silver hair.199

5)237No.

On the adjustment of loan

After the interest rate

The notification message to

19950818

19960501

Extremely4

Silver hair.199

6)156No.

A reduced financial institutions deposit

Notice, loan interest rates

19960430

19981207

Extremely3

Silver hair.199

8)586No.

About lowering the deposit, loan

Notice on loan interest rates

19981205

19990610

Extremely2.1

Silver hair.199

9)192No.

About lowering the deposit, loan

Notice on loan interest rates

19990609

20040101

Loan contract specified

Loan interest rates

The peak hour level30%-50%

Silver hair.200

3)251No.

On the RMB loan interest

Rate related issues notice

20031010