1991-2012 year the people's Bank of China loan interest rate schedule Created: March 30, 2014 / Author: Aaron Lewis 1991-2012 year the people's Bank of China loan interest rate table Unit: annual interest rate% Adjust the time Within six months (six months) Six months to one year (including one year) One to three years (including three years) Three to five years (including five years) More than five years 2012.7.6 5.60 6 6.15 6.40 6.55 2011.02.09 5.60 6.06 6.10 6.45 6.60 2010.12.26 5.35 5.81 5.85 6.22 6.40 2010.10.20 5.10 5.56 5.60 5.96 6.14 2008.12.23 4.86 5.31 5.40 5.76 5.94 2008.11.27 5.04 5.58 5.67 5.94 6.12 2008.10.30 6.03 6.66 6.75 7.02 7.20 2008.10.09 6.12 6.93 7.02 7.29 7.47 2008.09.16 6.21 7.20 7.29 7.56 7.74 2007.12.21 6.57 7.47 7.56 7.74 7.83 2007.09.15 6.48 7.29 7.47 7.65 7.83 2007.08.22 6.21 7.02 7.20 7.38 7.56 2007.07.21 6.03 6.84 7.02 7.20 7.38 2007.05.19 5.85 6.57 6.75 6.93 7.20 2007.03.18 5.67 6.39 6.57 6.75 7.11 2006.08.19 5.58 6.12 6.30 6.48 6.84 2006.04.28 5.40 5.85 6.03 6.12 6.39 2004.10.29 5.22 5.58 5.76 5.85 6.12 2002.02.21 5.04 5.31 5.49 5.58 5.76 1999.06.10 5.58 5.85 5.94 6.03 6.21 1998.12.07 6.12 6.39 6.66 7.20 7.56 1998.07.01 6.57 6.93 7.11 7.65 8.01 1998.03.25 7.02 7.92 9 9.72 10.35 1997.10.23 7.65 8.64 9.36 9.90 10.53 1996.08.23 9.18 10.08 10.98 11.70 12.42 1996.05.01 9.72 10.98 13.14 14.94 15.12 1995.07.01 10.08 12.06 13.50 15.12 15.30 1995.01.01 9 10.98 12.96 14.58 14.76 1993.07.11 9 10.98 12.24 13.86 14.04 1993.05.15 8.82 9.36 10.80 12.06 12.24 1991.04.21 8.10 8.64 9 9.54 9.72 The people's Bank of Chinese overdue loan interest rate adjustment table The implementation of time Impose a punitive interest rates (per day) Document number File name Release date 19880830 Additional interest on overdue loans 20%, and the excess Faulty goods occupied loans Section of additional interest30Yes Misappropriation and diversion of loan charge Interest50%. Silver hair1988 260No. On the adjustment of silver Bank deposit and loan interest The compliance rate The notice 19880830 19900407 Extremely3 Silver hair.199 0)97No. Violation of bank settlement The system of penalties 19900407 19950501 Extremely5 Silver hair.199 4)256No. Remote collection Pay the settlement way 19941009 19950701 Extremely4~6 Silver hair.199 5)237No. On the adjustment of loan After the interest rate The notification message to 19950818 19960501 Extremely4 Silver hair.199 6)156No. A reduced financial institutions deposit Notice, loan interest rates 19960430 19981207 Extremely3 Silver hair.199 8)586No. About lowering the deposit, loan Notice on loan interest rates 19981205 19990610 Extremely2.1 Silver hair.199 9)192No. About lowering the deposit, loan Notice on loan interest rates 19990609 20040101 Loan contract specified Loan interest rates The peak hour level30%-50% Silver hair.200 3)251No. On the RMB loan interest Rate related issues notice 20031010